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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1771 reviews)

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4.92

Based on 1,771 reviews, last reviewed 13th Mar 2026

37800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

User friendly Easy to open account, app very user friendly, customer service responds quickly, interest on tax pots, integration with Xero. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1771)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

So simple to get going and I feel confident my money is safe.

The app makes everything so simple. I signed up really fast, I transferred all my business funds and use it for all new transactions so I can see everything in one place. Thanks Monzo! Reviewed on: 2nd March 2023

Amazing banking experience

Amazing banking experience. Never had any payment issue. Reviewed on: 2nd March 2023

best bank

its and easy and best for me and I have never had any issues Reviewed on: 2nd March 2023

A bank which works in the modern world and put the others to shame

I switched my business account to Monzo as my fees were getting to much and I was getting frustrated with the lack of modern-world features. Monzo delivered over and above and now I'm moving my other business account over to Monzo to make life even easier. Reviewed on: 2nd March 2023

Easy and quick to use

The Monzo for business app is very easy to use. The application process was very easy and quick! Plus with added extras that brick banks don’t give you!!! Reviewed on: 2nd March 2023

Accessible, easy to use

Works perfectly for my bussiness VIVOCHOCOLATE (catering) Reviewed on: 2nd March 2023

Monzo is the best bank I have banked with

Always been a great experience from the very beginning of my monzo journey, would highly recommend personal and business accounts Reviewed on: 2nd March 2023

best ever online bank!

Since opening Monzo bank for my business, I have never looked back. It is easy to use; it has many ideas to help you run your business and slots of money-saving tips. I would recommend this as it was also straightforward to open, and you can start using it the same day. Reviewed on: 2nd March 2023

So easy to manage!!

Monzo Banking has made my financial life so much easier! I run my current account and two business accounts from Monzo with ease. It also helps me budget monthly spends and helps me save with round ups into Monzo pots. Couldn’t recommend enough :) Reviewed on: 2nd March 2023

Monzo

monzo is the best bank i have ever used before. I recommend to everyone Reviewed on: 2nd March 2023

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