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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1772 reviews)

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4.92

Based on 1,772 reviews, last reviewed 13th Mar 2026

37900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Hmm money It just works like a bank should Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1772)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Monzo

monzo is the best bank i have ever used before. I recommend to everyone Reviewed on: 2nd March 2023

Just Brilliant.

Ease of use, and great facilities and functions that offer so much. Still yet to try pro but I'm sure when I'm ready to take that step it will be just as fluid and easy as every so far has been. Reviewed on: 2nd March 2023

Makes managing our money clear and easy

I switched to Monzo business when it first started. I had their personal current account already and preferred it to the bank I’d been with since I was 14 years old. The business account works seamlessly with our accounting software and automatically puts aside money to pay the tax bill. Reviewed on: 2nd March 2023

Amazingly easy banking

Great app, great customer service. What more could you ask for?? Reviewed on: 2nd March 2023

Great customer support and modern

Monzo gets you business account up and running really quickly compared to more traditional banks which take an age. The app sends immediate notifications and every transaction is updated as soon as they take place. With the ability to categories transactions, add receipts and categorise them, it make doing taxes much easier. There are a bunch of other offerings too. I am certainly a pleased customer and I would definitely recommend them as a business bank. Reviewed on: 2nd March 2023

Easiest bank EVER

Monzo business is the easiest, quickest and best bank e v e r. I always recommend it to my business friends when starting up! Reviewed on: 2nd March 2023

Best banking experience

They have disrupted traditional and late long banking process by making life easy for customers. Have great software and ppl to support you, what else you need as customer. Reviewed on: 2nd March 2023

Easy No Hassle Account

Really easy to setup and absolutely easy to manage. Monzo is a great alternative to traditional banking without losing any of the trust and confidence that traditional banking has by default. Reviewed on: 2nd March 2023

Easy banking

No hassle. No time wasting. Just easy. Reviewed on: 2nd March 2023

Absolutely fantastic

It just does everything your high street bank should be doing Reviewed on: 2nd March 2023

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