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Monzo: Business Account reviews

4.92
Based on 1,773 reviews, last reviewed 13th Mar 2026
38000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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2%
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Latest highest rating:

5

Excellent banking services I am more than satisfied with Monzo! It has helped me in difficult scams and very user friendly. After having a personal account for years I have now ... Read more Reviewed on: 13th March 2026
Eleni G's avatar
Eleni G

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1773)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Take control of finances

5
Monzo has helped me take control of my business finances. From sorting money in pots (the auto tax pot is a game changer) to the invoicing, it’s offers everything my business needs in a sleek, easy to use app. Reviewed on: 2nd March 2023

Refreshing to have a great business bank

4
I have been with one of the old banks for 15 years and I was sick of there old platform that was clunky and unhelpful. I love how easy and simple my Monzo account is from the budgeting to how the information exports into my accounting software everything is made simple and easy to track. Keep it up Reviewed on: 2nd March 2023

Business account

4
Great experience in setting up your businesses Reviewed on: 2nd March 2023

Love wise pots!

5
Love Monzo, especially the pots. Lets me put money aside easily for certain projects or parts of my business. Eg postage, it takes me up to three months to complete a piece but i can neatly set aside the postage paid by my clients when they place a commission and I know thats covered when it comes to posting months later. Similarly setting aside a percentage of each order towards materials or supplies means i know i have that cash there when i need to purchase or stock-up without worry. I also love Wise and have used it for years, having the Wise integrated with my monzo is great. Reviewed on: 1st March 2023

Excellent bank

5
Can’t fault the service from Monzo. Great tech. Reviewed on: 1st March 2023

Banking as it should be

5
Set account up with no hassle. Love the fact that I can separate my tax jnto a pot automatically. Very clear view of all transactions, links into quickbooks easily. Reviewed on: 1st March 2023

Monzo e il miliore

5
E molto facile da usare ti ofre molte posibilita e a tanti vantazi inpratica e la banca per feta Reviewed on: 1st March 2023

Top of the line!

5
Banking with Monzo for business is excellent. I've never had an issue that support hasn't sorted very quickly. The ability to create and send invoices from within the app is game-changing. Reviewed on: 1st March 2023

Fast no hassle set up

5
Fast efficient service from account request to card being received was a matter of days. Was so smooth I opened a second account for my other business as the process was so easy. You can have up to three accounts with them. This makes keeping all your accounting within one simple to use app. Reviewed on: 1st March 2023

First class if only all where so good

5
Brilliant service app is amazing all under 1 roof fast transactions it is just brilliant fantastic job, the best of the best . *************** Reviewed on: 1st March 2023

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