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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1773 reviews)

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4.92

Based on 1,773 reviews, last reviewed 13th Mar 2026

38000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent banking services I am more than satisfied with Monzo! It has helped me in difficult scams and very user friendly. After having a personal account for years I have now ... Read more Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1773)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Best bank

100% the best bank I've ever had despite it being branch less. App is easy to navigate, help is always right there and quick to respond and resolve any issues. 10⭐️ Reviewed on: 1st March 2023

Great Service and friendly App

Very easy to open and operate. All started within minutes Reviewed on: 1st March 2023

An easy app old or young! It can help anyome

Monzo has hugely helped me save for my online ECOM store. It’s also made me view money in a more positive light as its frequent notifications make me feel motivated and productive. Reviewed on: 1st March 2023

Easy and accessible

Has made business so much more easy, it makes doing my finances simple. Business has never been so fun! Reviewed on: 1st March 2023

Great service

Best business account around. Used others before but nothing tops the service they provide me Reviewed on: 1st March 2023

Best Bank ever

Monza can’t do enough for me , they have always been supportive and there when I need them . Excellent service and quick to respond. The best choice I’ve ever made . Thank you Monza Reviewed on: 1st March 2023

Life saver everytime

I absolutely love Monzo and always advise friends and family to go with the most reliable banking ever You just can’t go wrong Reviewed on: 1st March 2023

Been really helpful

Always quick to help and support Reviewed on: 1st March 2023

Easy and seamless business banking at your fingerp

I opted to use Monzo Business banking as the process was so easy! I had tried the traditional and other digital challenger banks, but their processes were cumbersome and not as straight forward. Monzo banking is simple, accessible and the monthly fee is absolute value for money. Would highly recommend to every business person out there. Reviewed on: 1st March 2023

Monzo business account

I've been with Monzo for over three years now and can only recommend the service as A class! Amazing app and such a convenient Internet banking app! Many thanks to the Monzo team Reviewed on: 1st March 2023

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