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Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

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4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Awesome

It just works! Simple. Clean. User friendly. Awesome customer services Reviewed on: 1st March 2023

Super easier to use and handy

The most handy bank to use, make my life so much easier to send invoices and etc Reviewed on: 1st March 2023

Does everything and more

I love that I get advance notice of there's not enough money to clear a payment, rather than after the effect. And that you get told when you'll next need to put your card in the machine and not just contactless because it means I know when I need to have my card with me. Reviewed on: 1st March 2023

Easy to use and quick to setup

Great service and great app to track payments Reviewed on: 1st March 2023

Great and easy to use

This is my first business bank account and I love it. Easy to use and very professional. Reviewed on: 1st March 2023

The best business banking app

Money management has never been easier! Monzo is the best app I've used! Reviewed on: 1st March 2023

Very flexible good tools to search account

Excellent bank account with easy to use tools. Payments are simple, security good and can easily be searched Reviewed on: 1st March 2023

Best service

I have banked effortlessly with them. Reviewed on: 1st March 2023

Easy and excellent service

Monzo bank has lot of features that no where high street bank can provide. Every thing online and very eady to use Reviewed on: 27th February 2023

As good as a bank can be

Coming from a high street bank, it feels much more modern, the UI is intuitive and the functions are on the right place. everything can be done right from your mobile and you can monitor every transactions closely. The spreadsheet automated transactions export is a god send for bookkeepers. I have been a Monzo customer from the early beginning and they have always shine with their customer service. Reviewed on: 27th February 2023

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