Write a review

Go to business site

Monzo: Business Account reviews

Name: Business Account
Rating: 4.92 (1774 reviews)

View other Monzo products

4.92

Based on 1,774 reviews, last reviewed 13th Mar 2026

38100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Excellent service Account very easy to open. Plenty of information about the account always available. Reminders about upcoming payment and receipts invaluable. Reviewed on: 13th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

Read all reviews See your review

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1774)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Ease and convenience

Switched to Monzo for both personal and business use - fantastic ease of the app for both. Much better than any high street banks app. Reviewed on: 25th February 2023

Best bank account experience ever!

Monzo business, like all their other account offerings, is absolutely superb! Easy to sign up, easy to use, up to the minute notifications and loads of business related facilities to help you stay ahead of your tax and VAT obligations! Just brilliant…forget the high street banks this is all you need! Reviewed on: 25th February 2023

Very good service

V good service And it’s was very easy for banking Reviewed on: 25th February 2023

What a great service

Monzo has made my business and my life way more easier with their great service. So user friendly and easy to set up. I would highly recommend using Monzo to anyone whose starting a business or need a personal account. Reviewed on: 24th February 2023

Easy-peasy

Simple and straightforward to set up and use and more than enough tools in the box Reviewed on: 24th February 2023

Simple business banking

Really simple business banking that is very intuitive. Would be 5 if it weren’t for some simple little things that are frustrating like in the invoicing feature it doesn’t permanently retain customer details only the most recent ones meaning you have to re type a lot of repeat customer details, also the fact that it defaults to the email address set on your personal account meaning you have to correct to your business email address on every invoice. Other than that it’s very slick and customer service has been great. Reviewed on: 24th February 2023

Very easy

Brilliant banking always helpful Reviewed on: 24th February 2023

Great bank

An efficient and agile bank to satisfy its customers. Reviewed on: 24th February 2023

Brilliant! Easy to use!

Highly recommend for anyone starting a business or wants to move their business account to Monzo! Reviewed on: 24th February 2023

So, Far, so good

I've been with Monzo for over 3 years now and its by far the best bank account I've used for simplicity. I've been using Monzo Business for 4 months and so far I'm very pleased I can't see me changing anytime soon. Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Business Banking
from Aldermore 5.00 from 3 reviews
Business Banking
from Tide 4.71 from 5693 reviews
Business Banking
from Ulster Bank 3.60 from 4 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 831 reviews
Flex Purchase credit card
from Monzo 4.97 from 3058 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub