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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1504 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Always there to help

Never let me down once will always be using this bank personal and business Reviewed on: 23rd February 2022

Smoothest banking app experience

I had recently moved my business account from HSBC where I was being charged every month but no services were offered, Monzo have very customer friendly app interface and they make everything very smooth. Reviewed on: 18th March 2025

The beauty of monzo is how easy and intuitive the ap...

The beauty of monzo is how easy and intuitive the app is. Want to set up a payment, the button is there. Want to classify what the payment is, here are all the options. Everything is so quick and easy to do, and that's really what you want in a banking app. Reviewed on: 18th March 2025

Had this account for 3 years now and its amazing.

Had this account for 3 years now and its amazing. Why go anywhere else? Best app interface in the industry! Reviewed on: 18th March 2025

So simple to use and love that I can categorise my s...

So simple to use and love that I can categorise my spending Reviewed on: 13th March 2025

2 year Monzo Business user thus far

I've used Monzo business for 2 years now. Everything is laid out simply, I can organise my finances just as easy as their personal account. Their tax pot feature just makes alot of sense making the automatic deduction. Reviewed on: 12th March 2025

Great bank to use, I have personal and business acco...

Great bank to use, I have personal and business accounts with Monzo and there are great benefits in addition to getting great interest rates such as, phone and car insurance cover. Holiday cover etc. I would highly recommend to anybody Reviewed on: 12th March 2025

Just always having the best experience with you guys...

Just always having the best experience with you guys never regret having monzo Reviewed on: 12th March 2025

Great service- I love Monzo!

Great service- I love Monzo!! Everything they do is so easy, there’s no nonsense just straightforward banking that links easy with accounting. Reviewed on: 11th March 2025

Always a very good service from monzo, and issues al...

Always a very good service from monzo, and issues always resolved quickly, system very easy to you use. Very friendly attentive staff. Fast response to queries. Reviewed on: 11th March 2025

Everything I need.

Everything I need. Simple to use and great services Reviewed on: 11th March 2025

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