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Monzo: Business Account reviews

Name: Business Account
Rating: 4.88 (1504 reviews)

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4.88

Based on 1,504 reviews, last reviewed 27th Feb 2026

11600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Great business account for small businesses Monzo’s business account meets all my needs as a small business and gives me confidence that my money is safe. Their banking app is simple to use and ... Read more Reviewed on: 27th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1504)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

advisors are really helpful. Thank you so much!

I’ve found the advisors really helpful. I’ve opened business accounts this year and the advice has been second to none so thank you Reviewed on: 9th April 2024

Quick and simple to set up and very user friendly

Quick and simple to set up and very user friendly Reviewed on: 9th April 2024

Brilliant value bank, clear to use app, very simple...

Brilliant value bank, clear to use app, very simple to link to xero as well. Happy with the service from opening the account up to this point in time. Reviewed on: 9th April 2024

It's good easy to use ticks all the boxes

It's good easy to use ticks all the boxes Reviewed on: 9th April 2024

They were professional, timely and no time-wasting.

They were professional, timely and no time-wasting. They knew exactly what I required based on my specifications Reviewed on: 9th April 2024

I absolutely love banking with yous always easy to g...

I absolutely love banking with yous always easy to get hold of love doing all my invoices too best bank I have ever been with for buisness Reviewed on: 9th April 2024

easy app to use very efficiently service

easy app to use very efficiently service Reviewed on: 9th April 2024

Accepted me and treat me well after Anna and Starlin...

Accepted me and treat me well after Anna and Starling closed my accounts. Starling was good but Monzo is better. Anna isn't a bank! Reviewed on: 9th April 2024

Easy to setup and easy to use.

Easy to setup and easy to use. Makes managing money effortless Reviewed on: 9th April 2024

I’ve now got several accounts with Monzo for persona...

I’ve now got several accounts with Monzo for personal and business and I can’t reccomend them enough. It’s so easy to navigate and has little touches other banks don’t. Reviewed on: 9th April 2024

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