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Monzo: Business Account reviews

4.87
Based on 1,453 reviews, last reviewed 15th Feb 2026
6600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
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1%

Latest highest rating:

5

I have found the app very easy to use and any issues... I have found the app very easy to use and any issues I have had have been sorted very quickly Reviewed on: 15th February 2026
Craig C's avatar
Craig C

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1453)

Review of the Monzo, Business Account:

I love Monzo.

5
I love Monzo. Perfect for a bank card to tae on holiday because they calculate the exchange rate and they're so handy for travel. I'm loving the 1p savings challenge and being able to keep track of my money. Highly recommend! Reviewed on: 4th March 2025

Monzo is grea

5
Monzo is great at providing an easy to use business account. I have a team subscription and the ability to send payments as a CSV, great other team member access and the usability of the app is amazing. I will stand by using Monzo for the foreseeable future as it genuinely saves so much time. Reviewed on: 9th February 2026

Easy process for a start-up loan!

5
Easy process for a start-up loan! Reviewed on: 9th February 2026

Ease of use and very good

5
Ease of use and very good service Reviewed on: 9th February 2026

Works Well as Expected ! :)

5
Works well as expected, cannot fault services provided. Reviewed on: 9th February 2026

Simple, versatile and powerful

5
The business app is very easy to use and the versatility is really great. Being able to split income into pots automatically makes dealing with tax and pension contributions a breeze. Dealing with invoicing is always something that can be a pain to do but Monzo business makes it simple and the ability to store regular items and clients is fantastic. Reviewed on: 9th February 2026

Fantastic onboarding and professional service

5
Fantastic onboarding and professional service Reviewed on: 9th February 2026

I’ve been using Monzo Business for my company and th...

5
I’ve been using Monzo Business for my company and the experience has been very smooth and reliable. The app is intuitive, payments are fast, and account management is clear and efficient. Customer support has been responsive and helpful whenever needed, which is important for day-to-day business operations. Overall, Monzo offers strong value for money and works well for small and growing businesses. Reviewed on: 9th February 2026

Easy platform to navigate.

5
Easy platform to navigate. Also fabulous with the personal account Reviewed on: 9th February 2026

Excellent service and good benefits

5
Excellent service and good benefits Reviewed on: 9th February 2026

So simple and easy to use.

5
So simple and easy to use. Updates me all the time. The spilt pots are so good helps me manage my money Reviewed on: 9th February 2026

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