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Monzo: Business Account reviews

4.88
Based on 1,505 reviews, last reviewed 4th Mar 2026
11700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great Bank for business. Great Bank for business. Easy to set up Reviewed on: 4th March 2026
S L's avatar
S L

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1505)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Best bank!!

5
So easy to navigate and understand my finances. Everything is mobile. Very customisable and would always recommend Reviewed on: 1st February 2024

better have some real people not AI only over all good

5
Great service and secure online service is the best online Reviewed on: 1st February 2024

Very helpfull with any questions I have

5
Very helpfull with any questions I have Reviewed on: 1st February 2024

Monzo have been great since setting up with them a y...

5
Monzo have been great since setting up with them a year ago Reviewed on: 1st February 2024

Excellent online bank

5
Good app - not so good on the phone Reviewed on: 1st February 2024

Easy to open my account.

5
Easy to open my account. Amazing features. Everything a business needs. Would not go anywhere else. I am so impressed I have recommended to several other businesses and they are now with monzo. Reviewed on: 1st February 2024

Monzo a modern bank that easy, convenient and techy

5
I have open a business account with them and moved another business account to them. My experience with personal banking had been excellent and that same experience is true for business accounts too. Reviewed on: 1st February 2024

Excellent Bank

5
Products are really good. Simply easy to use app. Reviewed on: 1st February 2024

excellent help 24/7 , best business bank account I h...

5
excellent help 24/7 , best business bank account I have been with over the years. Loyalty to there customers,over all best bank. Reviewed on: 1st February 2024

Good banking app easy to use. Customer service on point

5
Good banking app. Customer service on point. Reviewed on: 1st February 2024

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