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Monzo: Business Account reviews

Name: Business Account
Rating: 4.93 (1431 reviews)

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4.86

Based on 1,431 reviews, last reviewed 10th Feb 2026

4500% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

From getting setup to using the account daily it has... From getting setup to using the account daily it has been very slick and meaningfully better than previous business banking. It encouraged me to move ... Read more Reviewed on: 10th February 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1431)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

I have a business account with Monzo and it is so ea...

I have a business account with Monzo and it is so easy to use and the help function actually makes sense Reviewed on: 30th March 2025

Business account

Joined Monzo from Barclays, best decision I made. Monzo proves keeping it simple works thank you Reviewed on: 27th March 2025

Best bank monzo

I've used monzo for a while now and can happily say it's the best bank I've ever been with staff are always friendly and Ive had little to no issues with the banking and or the bank it's self would definitely recommend Reviewed on: 27th March 2025

I was invited to monzo few days ago by a friend and...

I was invited to monzo few days ago by a friend and my first interaction was I got money as soon as I made account which no other bank cards do Reviewed on: 27th March 2025

Customer services are amazing

I had many problems with Monzo before and alpha slots of questions and when I messaged them they gave me a fast response and was easy to communicate with them Reviewed on: 27th March 2025

Easy banking, great features.

Easy banking, great features. love the pots to separate out finances. And automatically deducting a %age is a really useful tool Reviewed on: 26th March 2025

Great bank, so easy to navigate everything good cust...

Great bank, so easy to navigate everything good customer service. I have 3 accounts with them Reviewed on: 26th March 2025

Love the app, has helped me to become more financial...

Love the app, has helped me to become more financially stable Reviewed on: 25th March 2025

I love all the perks!

I love all the perks, how easy it it so open an account, all the savings account options and the interest rate is really good. It easy to use and it’s useful to have the possibility of having all the transactions recorded on a spreadsheet, makes my tax return much easier! Reviewed on: 25th March 2025

I found the Monzo business account to be a refreshin...

I found the Monzo business account to be a refreshing change from traditional business banking. The platform is easy to navigate, a user friendly app. Reviewed on: 23rd March 2025

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