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Monzo: Business Account reviews

Name: Business Account
Rating: 4.91 (1729 reviews)

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4.91

Based on 1,729 reviews, last reviewed 8th Mar 2026

33700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

Easy business banking Easy business banking via the app. If you need, them customer services respond when messaged via the app. Overall the banking process is quick, smooth... Read more Reviewed on: 8th March 2026

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026

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About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1729)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Easy to use - simple and efficient service.

Easy to use - simple and efficient service. Very easy to setup - would recommend. Reviewed on: 22nd January 2024

Can’t fault Monzo!

Can’t fault Monzo! Efficient customer service, easy to use app and fast set up process Reviewed on: 22nd January 2024

The Monzo banking app is an excellent tool and promo...

The Monzo banking app is an excellent tool and promotional discount with Xero is brilliant for the self employed using a business account Reviewed on: 22nd January 2024

This is what banking in the modern age should be lik...

This is what banking in the modern age should be like, forget the old high street out-dated banks, get yourself a Monzo account and feel the difference. Reviewed on: 22nd January 2024

The app is very easy to use.

The app is very easy to use. Gives lots of payment options for our clients. Reviewed on: 22nd January 2024

Overall a fantastic banking experience where everyth...

Overall a fantastic banking experience where everything is so straightforward and easy to do Reviewed on: 22nd January 2024

Banking made simple.

Banking made simple. Everything is available at a touch of my fingertips and just so much easier to do standard things like repeat payments, categorising and sorting payments, it's just all a breeze. Reviewed on: 21st January 2024

Very easy access and account opening is quick

Very easy access and account opening is quick Reviewed on: 21st January 2024

I have a business account and personal, both are great

I have a business account and personal, both are great Reviewed on: 21st January 2024

1st time self employed

I've just started my own business and my monzo bank account has made this side of it easy and hassle free. Love it Reviewed on: 21st January 2024

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