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Monzo: Under 16s account reviews

Name: Under 16s account
Rating: 4.96 (546 reviews)

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4.96

Based on 546 reviews, last reviewed 28th Feb 2026

13400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

4

Monzo provides a good banking model Monzo provides a good banking model, with clear guidelines and a good rate for savings Reviewed on: 28th February 2026

Latest lowest rating:

1

Monzo under 16s is very restrictive and controlling... Monzo under 16s is very restrictive and controlling I can’t transfer money to people or receive from friends I think Monzo should have a 6-11 year old... Read more Reviewed on: 4th May 2025

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About this product

A free account for kids that keeps up as they grow up.

Awards

Best children's financial provider 2025

Awarded to the children's savings or bank account provider rated highest in customer reviews.

Monzo Under 16s account reviews (546)

Review of the Monzo, Under 16s account:

Best of the best

I have 3 under 16 accounts with 3 different cards. The kids love them. Easy to send and make payments. Connected to both mine & my husband to control and gifting links for the family. Reviewed on: 27th March 2025

Absolutely amazing service and extraordinary products.

Absolutely amazing service and extraordinary products. Monzo has made the banking seamlessly awesome. Strongly recommended Reviewed on: 9th February 2025

One of the best banks.

One of the best banks. I prefer it for daily transactions Reviewed on: 9th February 2025

Love Monzo

One of the best banks I have ever had Reviewed on: 9th February 2025

Every thing about Monzo is excellent

Every thing about Monzo is excellent Reviewed on: 9th February 2025

Online bank I recommend

It's easy to use and gives great advice to I best and save money Reviewed on: 9th February 2025

My kids absolutely love having their own bank cards

My kids absolutely love having their own bank cards Reviewed on: 9th February 2025

Staff are super helpful never had a problem with Monzo

Staff are super helpful never had a problem with Monzo Reviewed on: 9th February 2025

Best bank by far

From all of the high street banks we found Monzo the simplest and most effective in providing my son with his first bank account Reviewed on: 9th February 2025

Generally a good bank..

Generally a good bank however unfortunately not had a great experience recently with customer service. Reviewed on: 9th February 2025

Great bank

Been with Monzo for over 4 years now and cannot complaint - all been amazing so far and I am happy with all that Monzo has to offer Reviewed on: 9th February 2025

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