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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Best bank experience

Out of all the banks I've used, this by far has the best features and user interface. I even needed to contact support once and that was very easy Reviewed on: 24th February 2023

Great Bank

I give 5 star because of there exceptional services. Reviewed on: 24th February 2023

Fabulous banking capabilities

So easy to use with great security Reviewed on: 24th February 2023

Helps you to budget easily.

Since joining Monzo. I have saved money. Split my spending to balance out outgoings using the pot system. Also, me and my partner opened up a joint account and we now pay all our household bills from there, saving time and arguments. Reviewed on: 24th February 2023

Good

Good bank to be with and wonderful services Reviewed on: 24th February 2023

Far better than any bank on the highstreet!

Not only is the online support really good, it's easy to use and almost instantaneous! Who also doesn't like their wages at 4pm the day before?! Wouldn't look back now! Recommend to everyone! Reviewed on: 24th February 2023

Really accessible

Monzo is fantastic, so easy to use and you can manage your budget by having "pots" to Squirrel away your money for particular projects. Much better than having several bank accounts Reviewed on: 24th February 2023

Great bank & app

I find Monzo’s banking app very easy to use, all the features I use work perfectly and I can’t fault one aspect of the experience. Reviewed on: 24th February 2023

Awesome

Easy way to transfer to anyone thanks Reviewed on: 24th February 2023

Monzo is the best bank because it made life convenient for example I can arrange an overdraft and pay it straight away. There is so much freedom banking with Monzo.

My experience with Monzo is awesome. Reviewed on: 24th February 2023

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