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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent Service

5
I am really happy with the service. User-friendly and easy to use, we can see all the transactions, spendings and also am very happy with the flex benefit. Reviewed on: 24th February 2023

Great app

5
Best bank I've used,Best bank I've used,Best bank I've used, Reviewed on: 24th February 2023

Best UK account I have ever had

5
I like the prompt customer service help I get. I like the sound alerts when there is credit or debit in my account. I love that I can free & unfreeze my card easily without having to call customer service. I love that I am notified days in advance before a direct debit is due and I also love that I get a token when I refer people to join monzo via my link. Thanks Monzo Reviewed on: 24th February 2023

Recommend it to anyone I can

5
It is by far the best bank so easy to use and fun to use makes banking intresting and fun Reviewed on: 24th February 2023

Money managing made simple

5
Ever since being with Monzo, managing spending, finances and bills has been so much easier! Reviewed on: 24th February 2023

Easy to use

5
Easy to use, helpful support staff. Reviewed on: 24th February 2023

Recommend to all

5
Love monzo, user friendly app, great to use internationally. Recommended to all friends and family, all on board to shared tabs are so handy! Reviewed on: 24th February 2023

Amazing experience with monzo

5
Its very easy to use i just love it Reviewed on: 24th February 2023

Great bank

5
Fantastic service, easy to use, would definitely recommend it to anyone . Reviewed on: 24th February 2023

Monzo makes everything easy

5
I’ve had my Monzo account for around 5 years and it’s a fantastic, user friendly banking app. It makes everything 100x easier than typical bank accounts. Reviewed on: 24th February 2023

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