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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Great bank app

Best online bank app recommended to everyone. Reviewed on: 24th February 2023

Good all round bank

Monzo has everything I need in a bank. I love the pockets and the savings features. Very easy to use in any country and to send funds internationally Reviewed on: 24th February 2023

It is perfect for me

I’m a huge fan of Monzo. I transfer money into my account when I need to and I can track my spending to the second. However, this is a secondary benefit. The reason I got a Monzo account was to be able to use it overseas and not have to worry about incurring charges. It is so much better than I was expecting and I have used it in Malaysia, Singapore, USA and Italy and I absolutely love it. Simple and straightforward. I withdrew cash in a small town in Malaysia and the Monzo card worked where my friend’s American cards were rejected. I would be happy for you to quote me as it has made managing money abroad so easier. I am 64 and it was young family members who recommended you. Target older people. We travel. Reviewed on: 24th February 2023

Live colour of card

Love the bright orange card and it’s good as you can only spend what’s on your card can’t go overdrawn helps you to budget for the money you have to spend Reviewed on: 24th February 2023

Bring ideas and simplify banking

Bring ideas to the front of your thoughts , saving pots, bills pots and more Reviewed on: 24th February 2023

No. 1

The easiest and the fastest way of managing the money. All on your finger tips Reviewed on: 24th February 2023

Great

Super easy to use and keep an eye on my spending. Reviewed on: 24th February 2023

Brilliant

Easy, useful, no stress banking. Informative yet fun Reviewed on: 24th February 2023

Great customer service

Excellent tracking of expenses and ability to spot and save surplus each month. Prompt and helpful response when needed. Reviewed on: 24th February 2023

Amazing

Efficient. Productive & overall how banking should be Reviewed on: 24th February 2023

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