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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent

5
Probably the best online bank with a user friendly app. Reviewed on: 24th February 2023

Easy to work

5
Easy to work with and cheaper to use abroad Reviewed on: 24th February 2023

Best bank to be with

5
One of the best banks I’ve been with Monzo ❤️ Is the best Reviewed on: 24th February 2023

Best bank ever

5
Best bank ever. Congratulations guys. Reviewed on: 24th February 2023

The Friendly Bank For Everyone

5
Monzo bank is friendly , Helpful , Convenient and the Monzo Bank app easy to use and you have professional happy staff to talk to , or if you prefer there’s an online chat service. My kind of bank. Reviewed on: 24th February 2023

Wonderful bank

5
Stress free bank. Amazing! Easy to sign up And seamless banking Reviewed on: 24th February 2023

Only bank I would use

5
It’s so easy to use and love the round up feature and the pots to help manage my spending. The interest rate on the savings is a good rate too! Reviewed on: 24th February 2023

Best bank experience

5
Out of all the banks I've used, this by far has the best features and user interface. I even needed to contact support once and that was very easy Reviewed on: 24th February 2023

Great Bank

5
I give 5 star because of there exceptional services. Reviewed on: 24th February 2023

Fabulous banking capabilities

5
So easy to use with great security Reviewed on: 24th February 2023

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