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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Helps you to budget easily.

5
Since joining Monzo. I have saved money. Split my spending to balance out outgoings using the pot system. Also, me and my partner opened up a joint account and we now pay all our household bills from there, saving time and arguments. Reviewed on: 24th February 2023
David McVey's avatar
David McVey

Good

5
Good bank to be with and wonderful services Reviewed on: 24th February 2023
Arun Kumar's avatar
Arun Kumar

Far better than any bank on the highstreet!

5
Not only is the online support really good, it's easy to use and almost instantaneous! Who also doesn't like their wages at 4pm the day before?! Wouldn't look back now! Recommend to everyone! Reviewed on: 24th February 2023
Billy Alice Baker's avatar
Billy Alice Baker

Really accessible

5
Monzo is fantastic, so easy to use and you can manage your budget by having "pots" to Squirrel away your money for particular projects. Much better than having several bank accounts Reviewed on: 24th February 2023
Tara M Dakini's avatar
Tara M Dakini

Great bank & app

5
I find Monzo’s banking app very easy to use, all the features I use work perfectly and I can’t fault one aspect of the experience. Reviewed on: 24th February 2023
Phil's avatar
Phil

Awesome

4
Easy way to transfer to anyone thanks Reviewed on: 24th February 2023
andreas.nestorakos@gmail.com's avatar
[email protected]

Monzo is the best bank because it made life convenient for example I can arrange an overdraft and pay it straight away. There is so much freedom banking with Monzo.

5
My experience with Monzo is awesome. Reviewed on: 24th February 2023
Francis Gomez's avatar
Francis Gomez

Helpful

5
This bank is very helpful It gave me very affordable offers Reviewed on: 24th February 2023
khushmeet singh's avatar
khushmeet singh

Amazing!

5
Monzo has so many amazing functions to help keep track of your spending, saving and sending money easily Reviewed on: 24th February 2023
james.markley@live.com's avatar
[email protected]

Family wide banking

5
My whole family use monzo, it's just easy Reviewed on: 24th February 2023
Andy Hague's avatar
Andy Hague

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