Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
84% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Best Bank

5
Professional, convenient, user friendly App Reviewed on: 24th February 2023

Best bank!

5
Absolutely fantastic bank! Very happy to use! Reviewed on: 24th February 2023

Best banking experience

5
The best banking experience ever. Great services. Reviewed on: 24th February 2023

Excellent

5
The best banking app around! I have shared it to friends and family Reviewed on: 24th February 2023

Everything is ok but you have give me louns

5
Good service but give me overdraft and manthly credit louns Reviewed on: 24th February 2023

Very easy to use

4
Monzo is very user friendly and I like that they have a decent (not amazing) approach to sustainability. However, it is difficult to reach customer service, FirstDirect does this very well. Reviewed on: 24th February 2023

Simply the Best!

5
Monzo is the best bank I have ever had an account with, especially for travelling abroad! I only need my passport and monzo card and I'm set! Reviewed on: 24th February 2023

Easy to use, quick

5
Easy to use, quick , convenient, good for on the go and everyday usage Reviewed on: 24th February 2023

Easy to use, everything makes sense

5
User friendly, everything you want from a bank Reviewed on: 24th February 2023

Excellent

5
Evey time I have dealt with customer service it's been easy and excellent service Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products