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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent quality service.

Monzo Bank is safe, it full of excellent and experience people Reviewed on: 24th February 2023

Monza

Its brilliant and easy to use and follow. Reviewed on: 24th February 2023

Fantastic

App is easy although some improvement can be made, love the flex option and the rates for exchange and services Reviewed on: 24th February 2023

Really good everyday easy to use banking

Always had great service excellent app helps me budget really well Reviewed on: 24th February 2023

Best bank

Good experience with the bank. Trusted bank Reviewed on: 24th February 2023

Best online Banking

Very reliable, authentic and easy banking Reviewed on: 24th February 2023

Well done Monzo you are smashing it !

It’s so easy to use and being busy working full time it’s great that it organises your money for you and the feature to be able to “ Monzo “ each other or send requests really easy from your phone … also the saving pots are brilliant ! Customer service are great too they are the click of a button away and are quick and efficient at dealing with queries. Reviewed on: 24th February 2023

Easy to open and accessible

It is not complicated and you can open the account easily. Reviewed on: 24th February 2023

Super user friendly

Super user friendly and helpful when I’ve ever needed assistance with anything. Would highly recommend. Reviewed on: 24th February 2023

Very satisfied

I am satisfied with the ease of use, speed and ease of issuing the card Reviewed on: 24th February 2023

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