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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best bank

5
Best and reliable bank, easy to operate and secured Reviewed on: 24th February 2023
Bobade Olutoba's avatar
Bobade Olutoba

Brilliant bank, no bank charges and so easy to use the app

5
I think that Monzo is among one of the best banks that I have used. Coming from South Africa it os like a breath of fresh air Reviewed on: 24th February 2023
Kristy Bester's avatar
Kristy Bester

One of the best banking apps ever

5
Love their app especially being so user friendly and comfortable to use. Reviewed on: 24th February 2023
Nithin Tom Augustine's avatar
Nithin Tom Augustine

Monzo is sweet.

5
Very fast, Les stress and user friendly. I love Monzo. Reviewed on: 24th February 2023
Mercy 's avatar
Mercy

Best bank move

5
I moved to Monzo in February 2022 and I’m so glad that I did. Everything is so easy, from the app down to customer service. 100% recommend to family & friends Reviewed on: 24th February 2023
Gemma W's avatar
Gemma W

Totalmente si la recomiendo

5
Me ayuda mucho a ordenar mis cuentas, me da garantia y confianza. Reviewed on: 24th February 2023
Raul fernandez 's avatar
Raul fernandez

Perfect

5
Bety happy with monzo, very flexible and act quickly Reviewed on: 24th February 2023
Bryan Wu's avatar
Bryan Wu

Great bank app

5
Best online bank app recommended to everyone. Reviewed on: 24th February 2023
Marius Dunoiu's avatar
Marius Dunoiu

Good all round bank

5
Monzo has everything I need in a bank. I love the pockets and the savings features. Very easy to use in any country and to send funds internationally Reviewed on: 24th February 2023
Samantha 's avatar
Samantha

It is perfect for me

5
I’m a huge fan of Monzo. I transfer money into my account when I need to and I can track my spending to the second. However, this is a secondary benefit. The reason I got a Monzo account was to be able to use it overseas and not have to worry about incurring charges. It is so much better than I was expecting and I have used it in Malaysia, Singapore, USA and Italy and I absolutely love it. Simple and straightforward. I withdrew cash in a small town in Malaysia and the Monzo card worked where my friend’s American cards were rejected. I would be happy for you to quote me as it has made managing money abroad so easier. I am 64 and it was young family members who recommended you. Target older people. We travel. Reviewed on: 24th February 2023
FluffyT's avatar
FluffyT

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