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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Amazing experience with monzo

Its very easy to use i just love it Reviewed on: 24th February 2023

Great bank

Fantastic service, easy to use, would definitely recommend it to anyone . Reviewed on: 24th February 2023

Monzo makes everything easy

I’ve had my Monzo account for around 5 years and it’s a fantastic, user friendly banking app. It makes everything 100x easier than typical bank accounts. Reviewed on: 24th February 2023

Excellent

Probably the best online bank with a user friendly app. Reviewed on: 24th February 2023

Easy to work

Easy to work with and cheaper to use abroad Reviewed on: 24th February 2023

Best bank to be with

One of the best banks I’ve been with Monzo ❤️ Is the best Reviewed on: 24th February 2023

Best bank ever

Best bank ever. Congratulations guys. Reviewed on: 24th February 2023

The Friendly Bank For Everyone

Monzo bank is friendly , Helpful , Convenient and the Monzo Bank app easy to use and you have professional happy staff to talk to , or if you prefer there’s an online chat service. My kind of bank. Reviewed on: 24th February 2023

Wonderful bank

Stress free bank. Amazing! Easy to sign up And seamless banking Reviewed on: 24th February 2023

Only bank I would use

It’s so easy to use and love the round up feature and the pots to help manage my spending. The interest rate on the savings is a good rate too! Reviewed on: 24th February 2023

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