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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Absolutely outstanding Nr1 bank

5
Best bank account I ever had. Opened for no particular reason, heard some good feedback from others, so just wanted to try it out. And I absolutely love it. Now that's my main account, and other bank's accounts left far, far behind, while Monzo bank account and general banking service became my daily companion. Really recommend to everyone bank. Reviewed on: 24th February 2023
Laura Gaubaite's avatar
Laura Gaubaite

Uncomfortable Service

5
Monzo offers a wide variety of financial tools and options that can't be found with any other financial institution Reviewed on: 24th February 2023
Edward Rodriquez's avatar
Edward Rodriquez

Brilliant

5
On Point everytime with tailored solutions Reviewed on: 24th February 2023
Ayobami Ladeinde's avatar
Ayobami Ladeinde

Monzo

5
Easy to use and very handy and it’s very helpful too on travels Reviewed on: 24th February 2023
DJ General Official's avatar
DJ General Official

Amazing bank

5
Amazing service great bank easy to use and is very user friendly the customer service is outstanding and they always go above and beyond would recommend to everyone and anyone !!! Reviewed on: 24th February 2023
Evelyn 's avatar
Evelyn

Monzo

4
Monzo is sleek and simple, customer service are fast and communicative, problems are solved almost always quickly, monzo seeks to help you cut down on spending. Reviewed on: 24th February 2023
raya fozlu's avatar
raya fozlu

Overdraft in Monzo

5
Monzo Provides the best thing when needed financially Reviewed on: 24th February 2023
Sathishkumar M's avatar
Sathishkumar M

Brilliant bank Excellent Customer Experience

5
I have been using Monzo for last 4 years. So far I am completely satisfied with the services and customer experience. Monzo app has all the features that provides all the possible banking services without physically visiting the bank branch. I guess that is the USP of Monzo. Reviewed on: 24th February 2023
Amit Madhoriya's avatar
Amit Madhoriya

Monzo makes me money smart

5
I love that I can easily split up my spends to different pots which provides a great summary of what I spend money on. Also, being able to split a bill and create a receipt is so convenient. I love Monzo's antifraud features as well so I know that my money with Monzonis in safe hands. The latest feature encouraging me to set saving targets as well is just mindblowing. Monzo is truly a bank for the masses. I have become much more money smart because of Monzo. Thank you Monzo Reviewed on: 24th February 2023
Nonye Eribo's avatar
Nonye Eribo

Awesome features

5
Everything really quick to set up Reviewed on: 24th February 2023
Dawn Eaton's avatar
Dawn Eaton

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