Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Simple and easy

Ease of access and great customer service Reviewed on: 24th February 2023

Better than most banks!

Great banking app and easy to use! Reviewed on: 24th February 2023

Wonderful

I'm very very about this account Reviewed on: 24th February 2023

Excellent Service

I am really happy with the service. User-friendly and easy to use, we can see all the transactions, spendings and also am very happy with the flex benefit. Reviewed on: 24th February 2023

Great app

Best bank I've used,Best bank I've used,Best bank I've used, Reviewed on: 24th February 2023

Best UK account I have ever had

I like the prompt customer service help I get. I like the sound alerts when there is credit or debit in my account. I love that I can free & unfreeze my card easily without having to call customer service. I love that I am notified days in advance before a direct debit is due and I also love that I get a token when I refer people to join monzo via my link. Thanks Monzo Reviewed on: 24th February 2023

Recommend it to anyone I can

It is by far the best bank so easy to use and fun to use makes banking intresting and fun Reviewed on: 24th February 2023

Money managing made simple

Ever since being with Monzo, managing spending, finances and bills has been so much easier! Reviewed on: 24th February 2023

Easy to use

Easy to use, helpful support staff. Reviewed on: 24th February 2023

Recommend to all

Love monzo, user friendly app, great to use internationally. Recommended to all friends and family, all on board to shared tabs are so handy! Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Algbra 3.50 from 2 reviews
Cash Account
from Bank of Scotland 4.02 from 55 reviews
Student Current Account
from Nationwide 5.00 from 7 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub