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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

All round great package

5
I set up Monzo as a second account and loved it so much that I soon switched my entire naming over. Easy to use, easy to sort out issues, transparent, Customer focused. I don’t have enough good things to say about Monzo! Reviewed on: 24th February 2023

Awesome digital bank

5
Great digital bank, easy to use great services Reviewed on: 24th February 2023

Outstanding customer service

5
Monzo helped me recover my money from Scammers who infiltrated my life through Amazon shopping Reviewed on: 24th February 2023

Best Bank Ever

5
Love Monzo so much, so easy to use since day 1. I’ve been recommending it to all my friends and family. Reviewed on: 24th February 2023

Very good all round Bank.

5
Nothing really to report. Everything is instant. You know when money is put into or going out of your account within seconds! Reviewed on: 24th February 2023

Best bank ever!

5
When I applied for a monzo account, I didn’t realise how easy it was to sign up, how quick I got accepted for an account and also, how fast my card arrived. I really love that when it’s the day before I get paid, I can see how much money I’m getting plus I can get it a day early if I want. Amazing bank, 11/10!!! Reviewed on: 24th February 2023

Very satisfied with the service

5
Online banking is quick, simple and easy Reviewed on: 24th February 2023

Excellent

5
My experience with monzo has been lovely and smooth. Reviewed on: 24th February 2023

Perfect bank

5
I have been using the services for the third year now and i have no problem. Reviewed on: 24th February 2023

The best

5
Monzo is the best The services are easy fast with high quality Reviewed on: 24th February 2023

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