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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Financial control

5
Monzo has helped me stabilise my finances and is streamlined to let me see all my accounts in one place! Reviewed on: 25th February 2023
Miniarc's avatar
Miniarc

Amazing

5
Monzo is a reliable and efficient bank. I would highly recommend Reviewed on: 25th February 2023
Hayley Shaw's avatar
Hayley Shaw

Brilliant

5
although there are no branches open to walk in, there are always ways to deposit money and great ways to save. Reviewed on: 24th February 2023
JamesS's avatar
JamesS

Easy, simple, clean

5
Easy, simple to use and clean look Reviewed on: 24th February 2023
Root Root's avatar
Root Root

Simple and easy

5
Banking with Monzo is so easy and simple. Very efficient and everything is easy to access and to find. Reviewed on: 24th February 2023
dillongraham1996@hotmail.co.uk's avatar
[email protected]

Very good

5
A bank that cares about its customers. I really like . Reviewed on: 24th February 2023
Diomalha Ribeiro 's avatar
Diomalha Ribeiro

Pros and cons of Monzo

5
Very reliable online bank , they are always next to your needs. If you are consistent with your payments they'll reward you for various useful products that can make your life easier. The only con is not real life bank. Reviewed on: 24th February 2023
Dimitris Pappas's avatar
Dimitris Pappas

Excellent all round

5
App is great. Functionality, ease of use and ability to transfer money in seconds is superb. Flex is also a great addition to their product. Reviewed on: 24th February 2023
David Panchal's avatar
David Panchal

Excellent bank!

5
Monzo is the type of service where I have to assure people I'm not being paid by them to promote it - simply because of how excited I get explaining how useful it is! It's so easy, straightforward, upfront, and reliable. Genuinely the most straightforward way to keep on top of my money. Reviewed on: 24th February 2023
Ather Wat-son's avatar
Ather Wat-son

Easy to use bank app

4
Monzo is easy to use, helps with budgeting and saving as you are able to see your areas of spend and set targets against. Reviewed on: 24th February 2023
Ijay's avatar
Ijay

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