Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,405 reviews, last reviewed 13th May 2026
84% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026
Rebecca G.'s avatar
Rebecca G.

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19405)

Excellent

5
Monzo bank is very accommodating and they have very excellent service. Reviewed on: 24th February 2023

Brilliant bank

5
Love monzo bank, never had a problem and really easy to use Reviewed on: 24th February 2023

Great experience till date

5
Using monzo for past one year. It is the first bank which accepted me after reaching UK. Still using it as my primary account because of the customer support and great user interface. Reviewed on: 24th February 2023

Absolutely outstanding Nr1 bank

5
Best bank account I ever had. Opened for no particular reason, heard some good feedback from others, so just wanted to try it out. And I absolutely love it. Now that's my main account, and other bank's accounts left far, far behind, while Monzo bank account and general banking service became my daily companion. Really recommend to everyone bank. Reviewed on: 24th February 2023

Uncomfortable Service

5
Monzo offers a wide variety of financial tools and options that can't be found with any other financial institution Reviewed on: 24th February 2023

Brilliant

5
On Point everytime with tailored solutions Reviewed on: 24th February 2023

Monzo

5
Easy to use and very handy and it’s very helpful too on travels Reviewed on: 24th February 2023

Amazing bank

5
Amazing service great bank easy to use and is very user friendly the customer service is outstanding and they always go above and beyond would recommend to everyone and anyone !!! Reviewed on: 24th February 2023

Monzo

4
Monzo is sleek and simple, customer service are fast and communicative, problems are solved almost always quickly, monzo seeks to help you cut down on spending. Reviewed on: 24th February 2023

Overdraft in Monzo

5
Monzo Provides the best thing when needed financially Reviewed on: 24th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products