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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

Very easy to use

Monzo is very user friendly and I like that they have a decent (not amazing) approach to sustainability. However, it is difficult to reach customer service, FirstDirect does this very well. Reviewed on: 24th February 2023

Simply the Best!

Monzo is the best bank I have ever had an account with, especially for travelling abroad! I only need my passport and monzo card and I'm set! Reviewed on: 24th February 2023

Easy to use, quick

Easy to use, quick , convenient, good for on the go and everyday usage Reviewed on: 24th February 2023

Easy to use, everything makes sense

User friendly, everything you want from a bank Reviewed on: 24th February 2023

Excellent

Evey time I have dealt with customer service it's been easy and excellent service Reviewed on: 24th February 2023

Excellent quality service.

Monzo Bank is safe, it full of excellent and experience people Reviewed on: 24th February 2023

Monza

Its brilliant and easy to use and follow. Reviewed on: 24th February 2023

Fantastic

App is easy although some improvement can be made, love the flex option and the rates for exchange and services Reviewed on: 24th February 2023

Really good everyday easy to use banking

Always had great service excellent app helps me budget really well Reviewed on: 24th February 2023

Best bank

Good experience with the bank. Trusted bank Reviewed on: 24th February 2023

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