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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Really good everyday easy to use banking

5
Always had great service excellent app helps me budget really well Reviewed on: 24th February 2023
The Observer's avatar
The Observer

Best bank

5
Good experience with the bank. Trusted bank Reviewed on: 24th February 2023
Lory Panilag's avatar
Lory Panilag

Best online Banking

5
Very reliable, authentic and easy banking Reviewed on: 24th February 2023
Esther's avatar
Esther

Well done Monzo you are smashing it !

5
It’s so easy to use and being busy working full time it’s great that it organises your money for you and the feature to be able to “ Monzo “ each other or send requests really easy from your phone … also the saving pots are brilliant ! Customer service are great too they are the click of a button away and are quick and efficient at dealing with queries. Reviewed on: 24th February 2023
Patricia Bradshaw's avatar
Patricia Bradshaw

Easy to open and accessible

5
It is not complicated and you can open the account easily. Reviewed on: 24th February 2023
Nas Makki's avatar
Nas Makki

Super user friendly

5
Super user friendly and helpful when I’ve ever needed assistance with anything. Would highly recommend. Reviewed on: 24th February 2023
Samlawts 1's avatar
Samlawts 1

Very satisfied

4
I am satisfied with the ease of use, speed and ease of issuing the card Reviewed on: 24th February 2023
Iryna's avatar
Iryna

Safe and Easy to use

5
Straightforward app does everything you need and more, and I feel well looked after, and that my money is safe Reviewed on: 24th February 2023
Tracy Adams's avatar
Tracy Adams

Best Bank Ever

5
Never had a problem since I started using the bank since last year January. Staff response are fast, friendly and helpful. I would definitely recommend to friends and family Reviewed on: 24th February 2023
Khadijah Adebayo 's avatar
Khadijah Adebayo

Best credit offers

5
Best offer than other banks and acceptable overdraft interest Reviewed on: 24th February 2023
Aida Yousefabadi's avatar
Aida Yousefabadi

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