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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

84% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

User friendly and safe

It deserves first place in British Banking. Reviewed on: 24th February 2023

Best modern bank in the world

Monzo is the bank for the future, great bank experience Reviewed on: 24th February 2023

Easy, reliable.

Best account easy efficent reliable Reviewed on: 24th February 2023

Easy manageable

I love the way my account is easy to access and manageable ... lot easier than traditional banks Reviewed on: 24th February 2023

Perfect for Neurospicy people

As an ADHD lady Monzo has helped get me straight and control my impulse spending, it really has changed my life Reviewed on: 24th February 2023

It is the most convenient bank I have ever used.

I get to use it everyday for my family needs and work most days Reviewed on: 24th February 2023

Good

Amazing and fast transactions.. I will recommend to anyone Reviewed on: 24th February 2023

Amazing app!

Easy to save money and easy to use Reviewed on: 24th February 2023

Very useful banking

I love the simplicity of monzo and the added saving pots my only complaint would be how long cheques take to go into your account, but very pleased with monzo itselfn Reviewed on: 24th February 2023

Very Good

I switched from a conventional bank to Monzo and would never switch back! Reviewed on: 24th February 2023

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