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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent

5
The best banking app around! I have shared it to friends and family Reviewed on: 24th February 2023
mar barr's avatar
mar barr

Everything is ok but you have give me louns

5
Good service but give me overdraft and manthly credit louns Reviewed on: 24th February 2023
Mujahid Khan's avatar
Mujahid Khan

Very easy to use

4
Monzo is very user friendly and I like that they have a decent (not amazing) approach to sustainability. However, it is difficult to reach customer service, FirstDirect does this very well. Reviewed on: 24th February 2023
Katharina Schmitt 's avatar
Katharina Schmitt

Simply the Best!

5
Monzo is the best bank I have ever had an account with, especially for travelling abroad! I only need my passport and monzo card and I'm set! Reviewed on: 24th February 2023
Andrew Payne's avatar
Andrew Payne

Easy to use, quick

5
Easy to use, quick , convenient, good for on the go and everyday usage Reviewed on: 24th February 2023
Gina's avatar
Gina

Easy to use, everything makes sense

5
User friendly, everything you want from a bank Reviewed on: 24th February 2023
siandevonald@hotmail.com's avatar
[email protected]

Excellent

5
Evey time I have dealt with customer service it's been easy and excellent service Reviewed on: 24th February 2023
jess jess's avatar
jess jess

Excellent quality service.

5
Monzo Bank is safe, it full of excellent and experience people Reviewed on: 24th February 2023
Nathaniel Amoussou's avatar
Nathaniel Amoussou

Monza

5
Its brilliant and easy to use and follow. Reviewed on: 24th February 2023
Karen Baskerville's avatar
Karen Baskerville

Fantastic

5
App is easy although some improvement can be made, love the flex option and the rates for exchange and services Reviewed on: 24th February 2023
Omar siag's avatar
Omar siag

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