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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Very convenient, instant transaction history

5
It's great being able to see all your transactions immediately and not have to guess about pending ones for a few days like traditional banks, although some do seem to be catching up with that functionality now. The ability to receive pending payments the evening before they clear can be super useful too. Reviewed on: 29th July 2022
Joe's avatar
Joe

Best bank ever

5
Early pay day always come so good. Especially when 5 week pay Reviewed on: 22nd July 2022
Kiss Bene's avatar
Kiss Bene

Fantastic and efficient

5
Monzo is reliable fast efficient and no nonsense, I was initially concerned about dealing with a bank that had no branches should anything go wrong but I have had three occasions to seek support and it was instant! No nonsense no fuss straight to the point assistance that considers my needs I highly recommend Reviewed on: 22nd July 2022
Georgette's avatar
Georgette

Simple

5
Simplicity of the app and access to service when required Reviewed on: 20th July 2022
Dubem's avatar
Dubem

Great features

5
That help you manage your money smarter and better than the big banks. Go Monzo! Reviewed on: 20th July 2022
Sparx's avatar
Sparx

Great Features

5
I have been a loyal customer of this bank, for several years. Their customer service is great & if I have ever had any concerns, they have taken my issue seriously & endeavoured to provide a tailored outcome. Their app is great for tracking my finances, too. I will continue being a customer, for years to come! Their Monzo Flex service is also extremely useful! Reviewed on: 19th July 2022
Louisa's avatar
Louisa

Good banking system

4
They do care about their customers Reviewed on: 8th July 2022
Gee Man's avatar
Gee Man

I love Monzo

5
I’m so impressed with this app/bank, transactions are clear, categorised and immediate. Lots of information to help with budgeting and understanding your money. Reviewed on: 8th July 2022
Jaymondo's avatar
Jaymondo

Very nice online bank,easy worked and understanded how company work!!!!

5
Very Very Nice Monzo Bank!!!!!!! Reviewed on: 14th June 2022
Anonymous's avatar
Anonymous

Convenient

5
Very simple way to do banking in the digitol era. Reviewed on: 8th June 2022
Corner Speak's avatar
Corner Speak

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