Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Brilliant Bank and App

Brilliant! I used to be with a classic bank but switched as was fed up of the poor old fashioned service. With Monzo, everything is almost instant and can be done on the app. Reviewed on: 1st April 2022

.

Great service. Very fast bank transfers. Always someone on the app on the live chat to help you out if you have any problems Reviewed on: 1st April 2022

Very sufficient

Very easy to set up and card was delivered quickly and is easy to use Reviewed on: 1st April 2022

easy to budget and save using pots.

I really like the use of the pots.For me using these pots really helps me save money and keep on track of my spending.The split bill has been great when on holiday with friends.I also use it abroad quite a bit.It is just a useful card to have on hand. Reviewed on: 1st April 2022

Best UX for a bank on the market

Monzo's app is an industry leader in the space, great customer service, it's no surprise that they are the chosen challenger bank for millennials and gen-z. Reviewed on: 1st April 2022

Allover best UK Bank

Monzo was not only super easy to setup it's been easy to use in and out of the UK. The bank allows for so much customisation and makes it easy to split your money for any savings. I truly don't have a bad word to say about Monzo I'd recommend it to anyone moving to the UK or already in the UK. Reviewed on: 31st March 2022

Brilliant bsnk

Monzo have changed my life completely since i started with them. It does t even feel like a bank to be honest Reviewed on: 31st March 2022

A bank that knows your needs

An easy to use bank that gives you access to features straight from your phone with budgeting tools and creates a personal friendly touch to everything. Reviewed on: 31st March 2022

The best out there

Never had any problems with Monzo Reviewed on: 31st March 2022

Absolutely LOVE Monzo!

Monzo are just the absolute best. without a shadow of a doubt, the Monzo app is hands down the best banking app I have ever used. It's full of handy features which help me budget properly, as well as offering some cool little features like being able to see how much I've spent with a particular company, or even just adding tags to payments to be able to search for them later. Their customer service is also top notch too, as they once pinged me a message on the app asking whether I had lost my card, as they had a person contact them to say that they had found my card. I hadn't even realised I'd lost it until they sent me the message! Reviewed on: 30th March 2022

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Account
from permanent tsb 0.00 from 0 reviews
Current account
from Halifax 4.25 from 982 reviews
Current Accounts
from London Community Credit Union 3.56 from 3 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub