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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

A very fair financial institution. Always on hand to assist.

Reached out to me when I first had an international transfer transaction paused by WISE. Made available some information to help me cross the hurdle faster. Reviewed on: 3rd April 2022

no problems and everything I need

Have loved my monzo account, the ability to have pots in the account make budgeting so much easier. With the plus account also being able to earn the interest even when split across pots is incredible. Reviewed on: 3rd April 2022

Simply amazing

This bank has changed the way I deal with my money, everything is so easy and looks awesome. The pots feature is unbelievably useful, have no idea how I lived till now without it. Monzo is just a great bank and customer service is amazing too. Reviewed on: 2nd April 2022

Everything just works, a bank in my phone

It’s always been super smooth and easy. Fast support on the very few occasions I’ve needed to speak to someone. Reviewed on: 2nd April 2022

Easy and reliable

Opened a Monzo account before going on holiday, due to the fact that they don’t charge fees for foreign transactions. Pleasantly surprised at how easy it was to set up an account and how swiftly I could get started. Reviewed on: 2nd April 2022

Monzo has changed my life

Monzo has completely revolutionised the way I budget, spend, review multiple accounts and track income. I can’t knock Monzo in anyway and I’ve never seen another bank come even close! Reviewed on: 1st April 2022

Great bank

Excellent customer service they care alot Reviewed on: 1st April 2022

No hassle baking

Everything is easy, from sign up to applying for a loan. The whole process is pain free Reviewed on: 1st April 2022

Perfect

Great app, quick and easy to manage money, great customer service. Everything I need. Reviewed on: 1st April 2022

Super speedy banking

Everything about Monzo is super easy to use and I love they way it gives a breakdown of where I have spent each month. Reviewed on: 1st April 2022

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