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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best on line Bank

5
App only Bank so easy to use. Could do with paying more interest, but I use this account for bill payments etc Reviewed on: 11th January 2023
Alistair's avatar
Alistair

Good all-rounder

5
I find this account to be a great all-rounder with a solid app with handy features. Reviewed on: 11th January 2023
smurfpunx's avatar
smurfpunx

Monzo make it easy to manage your money

5
I started off just using Monzo for spending money but found it such a good product I then moved my full current account across, which was a really simple process. The bills pot and budget features make it really easy to manage my outgoings and I find the pots really useful for saving for specific items such as holidays Reviewed on: 11th January 2023
Karen Godfrey's avatar
Karen Godfrey

Finally a bank that has enabled me control of my money

4
The features of the Monzo Current Account are just splendid. It allows me to set a budget in different categories (i.e. bills, groceries, shopping, entertainment, expenses etc) and then track it for the month because it is able to assign a category for each transaction you make (but it also lets you change category if needed), which has finally given me the feeling of being in control of where my money goes. The app is so user friendly, that it's easy to check my spending against my budget and I no longer dread checking my account balance. With the account you can also set up smaller saving accounts (called pots) which makes it easy to save for bigger expenses (e.g. annual insurance payments, holidays, car costs) and a rainy day fund! I would love it if Monzo was able to introduce cashback deals on their current account, but that would be the cherry on top. Great bank, thanks for letting me take control of my finances in such a manageable way. Reviewed on: 10th January 2023
Agnieszka's avatar
Agnieszka

Great

5
Flex payments done right, really happy with customer service Reviewed on: 10th January 2023
Zzzzzzz's avatar
Zzzzzzz

Best App based Bank

5
Easy to use app , great customer service. Convenient for my needs. Helps with bugeting Reviewed on: 10th January 2023
@aaronf555's avatar
@aaronf555

Top notch service

5
So simple to use. So easy to deal with and so easy to get money products. Reviewed on: 10th January 2023
Darren Elekes's avatar
Darren Elekes

Love Monzo

5
Monzo is an excellent app to help me budget and it's really great to be able to easily search my spending history. Initially joined to use abroad but now I use it as my main weekly spending card. Reviewed on: 10th January 2023
may96's avatar
may96

Great app

5
Really easy to use the Monzo app Reviewed on: 31st October 2022
Errolyn Smith's avatar
Errolyn Smith

Bad experience with receiving money internationally

1
Bad experience with monzo account for receiving money internationally. They are not participating international bank transfer so stay away from them if you will have to receive money outside of uk Reviewed on: 19th October 2022
Tu Tang's avatar
Tu Tang

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