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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Good banking system

They do care about their customers Reviewed on: 8th July 2022

I love Monzo

I’m so impressed with this app/bank, transactions are clear, categorised and immediate. Lots of information to help with budgeting and understanding your money. Reviewed on: 8th July 2022

Very nice online bank,easy worked and understanded how company work!!!!

Very Very Nice Monzo Bank!!!!!!! Reviewed on: 14th June 2022

Convenient

Very simple way to do banking in the digitol era. Reviewed on: 8th June 2022

Easy to use

Very easy to use locally and internationally Reviewed on: 8th June 2022

Very bad

Hi.Have a very bad experience with Monzo and clouse my account, because they not protect a money.If you lost your card and sameone used you dont get your money back.Not safe!!! Reviewed on: 11th May 2022

Amazing

Can't fault it - exactly what I need. Great service, value and app. Reviewed on: 8th May 2022

A modern easy to use friendly bank

I love banking with Monzo. They have made everything quick and easy to use and it’s really easy to get support when you need it: I like the idea of the holiday pots and being able to get paid a day early is great too. They’ve thought of everything to make banking in the modern world as easy as it can be. Reviewed on: 4th April 2022

Fab, efficient

Monzo has been the easiest bank to use, fast, efficient and swift. One of the best features is the flexibility of use abroad. Never had any complaints and their customer service is second to none. Reviewed on: 4th April 2022

Best challenger bank

Very easy to use. Customer support is really nice 10/10 Reviewed on: 3rd April 2022

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