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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Changed my financial life

5
Joined Monzo years ago, now a premium customer and enjoy the actually useful benefits. The tools available such as pots and virtual cards have helped me to improve my personal finances no end. Will never use a traditional bank again Reviewed on: 14th January 2023
Tom Aveyard's avatar
Tom Aveyard

Finally I am saving money!

5
Monzo has really Helped me get on top of my finances with their easy to use Pots. Using the categories also helps me keep track of what I am spending on. Nice app to use also. Reviewed on: 14th January 2023
Anoushka Chengadoo's avatar
Anoushka Chengadoo

Great bank that understands your financial needs

5
Great bank that understands your financial needs Reviewed on: 13th January 2023
metizeya clement's avatar
metizeya clement

Really useful app

4
Great app. Customer service is shocking though Reviewed on: 13th January 2023
Richard Shore's avatar
Richard Shore

Modern banking

5
Perfect banking everyday. Never a problem feel my money is safe Reviewed on: 13th January 2023
jeffpfoster@hotmail.co.uk's avatar
[email protected]

Future of banking

5
Monzo makes the high street banks look like relics Reviewed on: 13th January 2023
MG5000's avatar
MG5000

Brilliant banking

5
Very easy to use and they keep in touch Reviewed on: 13th January 2023
paulawilliams746@yahoo.com's avatar
[email protected]

Amazing bank!

5
I've literally only ever had good things to say about Monzo. I always use it when I go backpacking and have used the card all over the world. Even had an ATM charge my my account without giving me the money and Monzo reimbursed me very quickly! Reviewed on: 13th January 2023
Jack Jones's avatar
Jack Jones

The best bank, challenger or incumbent

4
Monzo have been my main bank now for ~5 years, and are going from strength to strength. Reviewed on: 11th January 2023
John McDevitt's avatar
John McDevitt

Inclusive bank that helps all

5
Never had a bad experience with Monzo, after joining them 5 years ago. They provide a world class service while taking care of the customer. Most of the interactions are unique and personalised, and each interaction makes it feel they care. Reviewed on: 11th January 2023
Rafael Montanare's avatar
Rafael Montanare

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