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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easy, Smart, Efficient

5
Monzo has been easy to use from day one, from sending money, splitting bills and arranging my finances - it has never let me down! Reviewed on: 19th January 2023
JayStocky's avatar
JayStocky

nice bank

5
easy to use. online. all ok. Reviewed on: 19th January 2023
sebastian's avatar
sebastian

Most modern bank in the UK

5
I switched to Monzo in 2020 to try it and made it my main current account since then! It is a modern bank that gives you instant notifications that lets you keep up to date with your spending which is really useful. Their app is top quality. Reviewed on: 19th January 2023
Matthew Gill's avatar
Matthew Gill

Great Bank! Main account for 3 years

5
Monzo has been an amazing bank, I love all of its features and how transparent they are. Being able to see transactions so quickly after purchases makes life a lot easier and I love being able to get my wage slightly earlier ! Reviewed on: 18th January 2023
Yasmin Kinderman's avatar
Yasmin Kinderman

Easy simple banking

5
Monzo is so convenient, its easy to see and access your finances and the information available is only what you need so you never feel overwhelmed or spend ages searching for a function. Splitting bills and requesting money from others is super easy. Their customer service has been speedy and more than satisfactory when required. Reviewed on: 18th January 2023
Jess S's avatar
Jess S

Best user experience in banking

5
I've never looked back since joining Monzo. It's an absolute delight to use & I hope that other banks can take lesson in their user interface. Reviewed on: 17th January 2023
Daniel McNulty's avatar
Daniel McNulty

all my banking on a single app

5
Monzo just gets better and better with new features and improvements and has never let me down so very reliable unlike stories I have heard about other banking apps. Reviewed on: 16th January 2023
Amrik Bhatti's avatar
Amrik Bhatti

Best bank account I have used.

5
Monzo is by far the best bank I have used the staff are even friendly and helpful. Reviewed on: 15th January 2023
Adrian B's avatar
Adrian B

Great On-Line Bank

5
Flexible, easy to use app just as an on line bank should be!!! Reviewed on: 14th January 2023
Alan Pomfret's avatar
Alan Pomfret

Banking to compliment a busy lifestyle

5
I was a little dubious of moving away from the traditional established bricks and mortar banks but I am very glad that I did. I have never been so in control with my finances. The app is fantastic for managing and tracking your spend and the pots that enable you to spend without thinking about it by setting round ups on your transactions, you can lock pots until your chosen date so brill for people who struggle to save. The customer support is excellent and the £15 a month premium product comes with an indestructible titanium card so good for the environment and includes things you will use like phone and travel insurance. Oh and did I mention they pay you a day early, you can access any BACs payments due in to your account the working day before the funds are due to credit. Very happy customer. Reviewed on: 14th January 2023
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Neighbouthood Officer

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