Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
79% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19406)

Top notch service

5
So simple to use. So easy to deal with and so easy to get money products. Reviewed on: 10th January 2023
Darren Elekes's avatar
Darren Elekes

Love Monzo

5
Monzo is an excellent app to help me budget and it's really great to be able to easily search my spending history. Initially joined to use abroad but now I use it as my main weekly spending card. Reviewed on: 10th January 2023
may96's avatar
may96

Great app

5
Really easy to use the Monzo app Reviewed on: 31st October 2022
Errolyn Smith's avatar
Errolyn Smith

Bad experience with receiving money internationally

1
Bad experience with monzo account for receiving money internationally. They are not participating international bank transfer so stay away from them if you will have to receive money outside of uk Reviewed on: 19th October 2022
Tu Tang's avatar
Tu Tang

payments will NOT NOTNOT BE automatically directed to your Monzo account like they say. Just bounced back with no notification..

1
I switched to monzo with the assurance all payment would go into the new account. for a minimum of 13months later. I have been passed around and not 1 person has solved where my birthday money is which was made on 20.09.2022. I've been on to my old rbs and they say it should be automatic into this monzo account... so where is my payment on £20? fuming with rubbish customer service and not done mived my payment feom rbs like the rules of the switch service states clearly on giv websites. I'm appaled that I haven't got my 20pound. and actually lost trust as how many other payments have not been forwarded like it should.. just bouncing back to sender.. ruined my week and today I'm fuming after being on customer services and no resolve or clue on how much money monzo isn't correctly switching over as advertised... really needed that money it's mine and my old nan won't understand how to send again or back. made me appear like I'm ripping my nan off and caused so many complications in my family life. my nan has lost trust in me as she also knows all payments will be forwarded to new account for at least 13 months after. lost alot of respect for me. and I'm discussed I have to feel like a criminal for either monzo RBS switch service not doing what it clearly says it will do. thanks alot. I suffer with depressing and this has caused people who care about me to be distant and wary.. let this be my official complaint!!! I'd like an apology and explanation to my family why it looks like om extorting my own birthday money. cause alot of stress and anger. now depression to be said its automatic on the customersupport then just ended my chat has only made it worse when should have explained to me /us whats happened banks end... hope you take this seriously. I'm not a bad person and don't deserve to be treated this way.. humiliation. to think I had advertised switch save service to friends and family. just now made a fool of :'((( for the sake of pocket change. thanks alot. Reviewed on: 13th October 2022
Manda Meadowa's avatar
Manda Meadowa

Great app

5
Great app and fast customer service Reviewed on: 20th September 2022
Zena X's avatar
Zena X

Monzo is the best banking app

5
Monzo is simply brilliant and you can use it abroad easily. I managed to sort out an account super quickly before holiday and would definitely recommend it for travelling. Also provides the conversions with a notification and easy to see what you’re spending money and keep track. Reviewed on: 16th August 2022
Yasmin Woodfinden's avatar
Yasmin Woodfinden

Best online banking experience

5
Monzo is really easy to use with the peace of mind to k iw my money is in safe hands Reviewed on: 15th August 2022
Anonymous's avatar
Anonymous

Everything a bank should be

5
Incredibly easy to use, intuitive, innovative in new products and services. Reviewed on: 13th August 2022
Giorgia Paganuzzi's avatar
Giorgia Paganuzzi

Easy banking

5
Monzo is an easy banking solution everyone should have. Being able to fully manage everything from the comfort of your chair using just your phone makes banking not only easy but also enjoyable. The new features of Monzo are also a bonus such as Flex and Trends Reviewed on: 12th August 2022
Adam's avatar
Adam

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo

  • Under 16s account

    from Monzo 4.97 from 944 reviews
    Monzo

  • Flex Purchase credit card

    from Monzo 4.97 from 3174 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill