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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best Bank I've Used

5
I've tried over the years NatWest, RBS, Lloyds, Santander, HSBC, First Direct (which is pretty great) & Nationwide. Monzo beats them all with by a long distance. It's app, customer service is fantastic - it's amount of products ever growing. Reviewed on: 24th January 2023
bogdanor's avatar
bogdanor

The best bank!

5
The best bank with the best app. Reviewed on: 24th January 2023
Dan Kidger's avatar
Dan Kidger

Was once great

3
Loved this bank for a few years, but sadly they have gone in the wrong direction. Hiding basic features behind a pay wall Reviewed on: 24th January 2023
Jason's avatar
Jason

A life-changing banking experience for someone with ADHD

5
As someone with ADHD, managing my money is difficult particularly when it comes to impulsivity. Using many of the great features of Monzo such as pots, virtual cards, salary sorting and direct debits from pots I'm able to ensure my outgoings are consistently paid, and budget and save over time towards 'rainy day funds' and funds to cover gifts for others. I genuinely cannot reiterate how much Monzo has helped me reach the financial position I am in today, without it i would be lost Reviewed on: 24th January 2023
Peter Reid's avatar
Peter Reid

Convenient

5
I love being able to do everything online, plus Mobzobhave one of the best savings account rates, as well as not charging extra for using your card abroad! Reviewed on: 20th January 2023
Natalie 's avatar
Natalie

amazing bank I have just no words

5
Amazing Bank. awsome app very fast Reviewed on: 20th January 2023
Wojciech's avatar
Wojciech

Amazing

5
Best customer service. Modern. Innovative Reviewed on: 19th January 2023
jonathanpark21@icloud.com's avatar
[email protected]

Excellent way to bank

5
Brilliant customer service, a bank in my view changes the way I bank for better Reviewed on: 19th January 2023
Ben's avatar
Ben

Great service

5
They offer products and services that my other Banks do not and I can’t rate them highly enough Reviewed on: 19th January 2023
Spriggs944's avatar
Spriggs944

Monzo rulez!!!

5
Great banking experience form very first day I started with Monzo. Reviewed on: 19th January 2023
Dawid Kudzielka's avatar
Dawid Kudzielka

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