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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

all my banking on a single app

Monzo just gets better and better with new features and improvements and has never let me down so very reliable unlike stories I have heard about other banking apps. Reviewed on: 16th January 2023

Best bank account I have used.

Monzo is by far the best bank I have used the staff are even friendly and helpful. Reviewed on: 15th January 2023

Great On-Line Bank

Flexible, easy to use app just as an on line bank should be!!! Reviewed on: 14th January 2023

Banking to compliment a busy lifestyle

I was a little dubious of moving away from the traditional established bricks and mortar banks but I am very glad that I did. I have never been so in control with my finances. The app is fantastic for managing and tracking your spend and the pots that enable you to spend without thinking about it by setting round ups on your transactions, you can lock pots until your chosen date so brill for people who struggle to save. The customer support is excellent and the £15 a month premium product comes with an indestructible titanium card so good for the environment and includes things you will use like phone and travel insurance. Oh and did I mention they pay you a day early, you can access any BACs payments due in to your account the working day before the funds are due to credit. Very happy customer. Reviewed on: 14th January 2023

Changed my financial life

Joined Monzo years ago, now a premium customer and enjoy the actually useful benefits. The tools available such as pots and virtual cards have helped me to improve my personal finances no end. Will never use a traditional bank again Reviewed on: 14th January 2023

Finally I am saving money!

Monzo has really Helped me get on top of my finances with their easy to use Pots. Using the categories also helps me keep track of what I am spending on. Nice app to use also. Reviewed on: 14th January 2023

Great bank that understands your financial needs

Great bank that understands your financial needs Reviewed on: 13th January 2023

Really useful app

Great app. Customer service is shocking though Reviewed on: 13th January 2023

Modern banking

Perfect banking everyday. Never a problem feel my money is safe Reviewed on: 13th January 2023

Future of banking

Monzo makes the high street banks look like relics Reviewed on: 13th January 2023

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