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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Great bank

5
Love Monzo great bank nice features Reviewed on: 26th January 2023
Cherry blossom's avatar
Cherry blossom

Best Bank in the world

5
Monzo is the best! They are so friendly and innovative, I love how they've helped me change my financial life for the better. Reviewed on: 26th January 2023
Jenna's avatar
Jenna

Digital banking as it should be

5
Been with Monzo since the early betas. They continue to grow and develop taking feedback from the community. Banking as it should be Reviewed on: 25th January 2023
Adam's avatar
Adam

Not up to scratch

2
Find their app clunky and the customer service leaves a lot to be desired Reviewed on: 25th January 2023
PF's avatar
PF

Monzo

5
My friends want me to shut up but I keep going on about how amazing Monzo is Reviewed on: 24th January 2023
Sam Cook's avatar
Sam Cook

Financial fitness for all!

5
The best of toon out there for understanding and gaining control of your money Reviewed on: 24th January 2023
Ant Kennedy's avatar
Ant Kennedy

Super bank not on government handouts

5
Want to back with a bank that doesn’t need government handouts or handing out dubious Covid loans? Then bank with Monzo Reviewed on: 24th January 2023
Alex Smith's avatar
Alex Smith

A completely broken Bank not fit for purpose on iOS.

1
The app hasn’t worked at all to almost a year. Crashes every time I try to launch it, which makes banking with Monzo impossible. Look elsewhere if you want a bank that actually works. Customer support is either nonexistent, unresponsive, or if they do get back to you, completely unhelpful. Reviewed on: 24th January 2023
Andrew's avatar
Andrew

No dramas

5
No fuss and easy to use. Throughly recommend Reviewed on: 24th January 2023
Benjamin Busby's avatar
Benjamin Busby

Best bank ever

5
Monzo has changed the way i manage my finances for the better. Their app, approach, and culture are a large sigh of relief. Reviewed on: 24th January 2023
Dan Beddows's avatar
Dan Beddows

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