Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing

Best customer service. Modern. Innovative Reviewed on: 19th January 2023

Excellent way to bank

Brilliant customer service, a bank in my view changes the way I bank for better Reviewed on: 19th January 2023

Great service

They offer products and services that my other Banks do not and I can’t rate them highly enough Reviewed on: 19th January 2023

Monzo rulez!!!

Great banking experience form very first day I started with Monzo. Reviewed on: 19th January 2023

Easy, Smart, Efficient

Monzo has been easy to use from day one, from sending money, splitting bills and arranging my finances - it has never let me down! Reviewed on: 19th January 2023

nice bank

easy to use. online. all ok. Reviewed on: 19th January 2023

Most modern bank in the UK

I switched to Monzo in 2020 to try it and made it my main current account since then! It is a modern bank that gives you instant notifications that lets you keep up to date with your spending which is really useful. Their app is top quality. Reviewed on: 19th January 2023

Great Bank! Main account for 3 years

Monzo has been an amazing bank, I love all of its features and how transparent they are. Being able to see transactions so quickly after purchases makes life a lot easier and I love being able to get my wage slightly earlier ! Reviewed on: 18th January 2023

Easy simple banking

Monzo is so convenient, its easy to see and access your finances and the information available is only what you need so you never feel overwhelmed or spend ages searching for a function. Splitting bills and requesting money from others is super easy. Their customer service has been speedy and more than satisfactory when required. Reviewed on: 18th January 2023

Best user experience in banking

I've never looked back since joining Monzo. It's an absolute delight to use & I hope that other banks can take lesson in their user interface. Reviewed on: 17th January 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

123 Current Account (discontinued)
from Santander 4.11 from 1275 reviews
FlexPlus
from Nationwide 4.40 from 359 reviews
Basic current account
from Santander 4.35 from 332 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub