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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easiest and best app

5
The customer service is outstanding. So easy to get hold off. They reply instantly. Nothing like traditional banking. App is super easy to use and it has really helped me take control of my money with all their features. Reviewed on: 31st January 2023
bethtrew@hotmail.co.uk's avatar
[email protected]

Instant banking

5
Banking transactions always up to date Reviewed on: 31st January 2023
George N's avatar
George N

Great

5
has easy to use interface and very modern with the most loveliest people Reviewed on: 31st January 2023
Jay's avatar
Jay

Customer for 6 years

5
Using as my main current account for many years. Never had any issues. Great customer service Reviewed on: 31st January 2023
Arturs's avatar
Arturs

Great saving tools

5
Monzo is a big help with their saving pots I’ve managed to save a lot more with Monzo than a standard saving account. Would highly recommend Reviewed on: 30th January 2023
Danni's avatar
Danni

Great app based banking

5
The app is really easy to use and it's easy to see your categorised spending. The pots are a good feature too, for making budgets. Reviewed on: 30th January 2023
Katy (Maccath)'s avatar
Katy (Maccath)

Monzo is such a great Bank when using it in the UK and Abroad!

5
I have been using Monzo for the last 5 years and it is the best Banking App there is. Great user experience and functionality for managing all my banking products. Reviewed on: 30th January 2023
Victor Blackmouth's avatar
Victor Blackmouth

Banking made easy

5
Gives me everything I need and the pots are great! Reviewed on: 26th January 2023
K. Imi's avatar
K. Imi

Handy

4
Using as a bill paying account. Not happy that my added Revolut Euro and USD accounts do not show its Trends, only GBP ones. Did report it, but looks like no one cares. Apart of that, strong 4* feedback is earned by them. Also, crypto friendly, so using to top up my crypto portfolio on CoinBase Reviewed on: 26th January 2023
Remi's avatar
Remi

Amazing, Fast, Convenient

4
I have never had an issue with Monzo, every service I have used with them has been easy as a few taps. I have invited many people on board as I do believe they are the best bank ever. Reviewed on: 26th January 2023
Harvey's avatar
Harvey

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