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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing detail, slightly lacking saving options

4
I love the functionality of monzo, the analysis and trends are a big help especially in this cost of living crisis. Monzo is great for overseas spending and being able to easily split and expenses with another person. The only thing I think it lacks if decent interest rates such as a regular saver or cashback that other banks offer Reviewed on: 1st February 2023
Gareth Hole's avatar
Gareth Hole

The new bank experience!

5
Monzo have the most user friendly experience, sign up online with just a video. Send and request money immediately and easily. Budget, and spend abroad with ease. Online banks are the way forward! Reviewed on: 1st February 2023
Amy 's avatar
Amy

Easy budget management

5
App makes it easy to keep to budget on spending, save money in pots and send and receive transfers Reviewed on: 1st February 2023
mjharrison's avatar
mjharrison

Perfect

5
Great for using abroad, sharing bills, joint accounts Reviewed on: 1st February 2023
Joe Conlon's avatar
Joe Conlon

Easy App

5
Easy to use banking app and helpful advice Reviewed on: 1st February 2023
Alterain's avatar
Alterain

Easy to use

4
Easy to use app and a reliable customer service. Reviewed on: 31st January 2023
Aaron's avatar
Aaron

The best account on the market

5
Great app, awesome features for budgeting and saving. Outstanding customer support. Reviewed on: 31st January 2023
Tudor Sirbu's avatar
Tudor Sirbu

User friendly is Money friendly

5
Monzo has been my bank of choice for years. It will continue to be so for the long term and I can only hope their services and products get better and better Reviewed on: 31st January 2023
James Drake's avatar
James Drake

The best bank

5
Great bank with plenty of features to choose from, responsive app, and great customer service. Reviewed on: 31st January 2023
Dimitar Chakarov's avatar
Dimitar Chakarov

Online banking done right

5
Everything is easier on monzo - transferring your friends, saving money, tracking your spending. Wouldn't use another bank now Reviewed on: 31st January 2023
Tasmin Scott's avatar
Tasmin Scott

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