Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

View other Monzo products

4.93

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is such a great Bank when using it in the UK and Abroad!

I have been using Monzo for the last 5 years and it is the best Banking App there is. Great user experience and functionality for managing all my banking products. Reviewed on: 30th January 2023

Banking made easy

Gives me everything I need and the pots are great! Reviewed on: 26th January 2023

Handy

Using as a bill paying account. Not happy that my added Revolut Euro and USD accounts do not show its Trends, only GBP ones. Did report it, but looks like no one cares. Apart of that, strong 4* feedback is earned by them. Also, crypto friendly, so using to top up my crypto portfolio on CoinBase Reviewed on: 26th January 2023

Amazing, Fast, Convenient

I have never had an issue with Monzo, every service I have used with them has been easy as a few taps. I have invited many people on board as I do believe they are the best bank ever. Reviewed on: 26th January 2023

Great bank

Love Monzo great bank nice features Reviewed on: 26th January 2023

Best Bank in the world

Monzo is the best! They are so friendly and innovative, I love how they've helped me change my financial life for the better. Reviewed on: 26th January 2023

Digital banking as it should be

Been with Monzo since the early betas. They continue to grow and develop taking feedback from the community. Banking as it should be Reviewed on: 25th January 2023

Not up to scratch

Find their app clunky and the customer service leaves a lot to be desired Reviewed on: 25th January 2023

Monzo

My friends want me to shut up but I keep going on about how amazing Monzo is Reviewed on: 24th January 2023

Financial fitness for all!

The best of toon out there for understanding and gaining control of your money Reviewed on: 24th January 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Weatherbys Private Bank 0.00 from 0 reviews
Current account
from LHV Bank 4.70 from 35 reviews
Current Account
from Clydesdale Bank 3.61 from 61 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub