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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best bank

5
I love Monzo, they have the best app, I love seeing payments come out straight away rather than waiting days for them to appear. So many great features in the app Reviewed on: 4th February 2023
Nicole's avatar
Nicole

Best bank

5
So easy to use, does all I want and more I didn't know I wanted. Reviewed on: 3rd February 2023
Gary Axten's avatar
Gary Axten

Absolutely love monzo!

5
I absolutely love monzo. Primarily the salary sort is a god send, it’s made me feel so much more confident managing my money. Always spot on with customer service. I couldn’t imagine going to any other bank now as Monzo provides all the ingredients to make money management so painless. Reviewed on: 3rd February 2023
orb1's avatar
orb1

Easiest way to manage your money

5
Unrivalled way to manage your spending, with categorisation of your spending, pots to stow away savings and predictions of spending. Reviewed on: 3rd February 2023
Pin King Mouse's avatar
Pin King Mouse

So good it's changed how I finance!

5
Monzo is such a fantastic, simple and easy-to-use current account with loads of extra features that make banking even better. You can see all our money in one place, create personalised pots to help save and create shared tabs with fellow Monzo users that are so simple for sharing costs. You can send money requests to other non-Monzo users too simply with their phone number which makes group nights out so easy. The editable features and interface are so intuitive- it really is the future of banking. I wouldn't want to use any other bank. Reviewed on: 3rd February 2023
Rose B's avatar
Rose B

Making banking fun

5
I can't believe how much easier Monzo has made my life. I finally feel in control of my finances. Reviewed on: 2nd February 2023
Jemma Broadstock's avatar
Jemma Broadstock

Excellent app, easy to use, great benefits and new features all the time

5
I have used Monzo for several years now and love the products they offer. The app is so easy to use, I can track my spending and they continuously rollout new features. I am so confident in the bank that I have my salary paid into it Reviewed on: 2nd February 2023
Samie Dorgham's avatar
Samie Dorgham

Perfect everyday bank

5
I love using monzo premium to have all my cards and credit cards expenditures at the same place. And budget my monthly spend with trends Reviewed on: 2nd February 2023
Sara Mubeen's avatar
Sara Mubeen

my worst banking experience

1
We had lots of problems with this bank, the app has a lot issues but the biggest problem is the tendency to lock your account and then demand that we provide a selfie video to unlock. Having withdrawn all my money I now find I can't close my account unless I provide another selfie video, fat chance I'll ever do that lol. Reviewed on: 2nd February 2023
Chris Morgan's avatar
Chris Morgan

Monzo is easy and uncomplicated to use!

5
Monzo is really easy and simple to use for everyday purchases Reviewed on: 2nd February 2023
owl5454's avatar
owl5454

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