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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The best account on the market

Great app, awesome features for budgeting and saving. Outstanding customer support. Reviewed on: 31st January 2023

User friendly is Money friendly

Monzo has been my bank of choice for years. It will continue to be so for the long term and I can only hope their services and products get better and better Reviewed on: 31st January 2023

The best bank

Great bank with plenty of features to choose from, responsive app, and great customer service. Reviewed on: 31st January 2023

Online banking done right

Everything is easier on monzo - transferring your friends, saving money, tracking your spending. Wouldn't use another bank now Reviewed on: 31st January 2023

Easiest and best app

The customer service is outstanding. So easy to get hold off. They reply instantly. Nothing like traditional banking. App is super easy to use and it has really helped me take control of my money with all their features. Reviewed on: 31st January 2023

Instant banking

Banking transactions always up to date Reviewed on: 31st January 2023

Great

has easy to use interface and very modern with the most loveliest people Reviewed on: 31st January 2023

Customer for 6 years

Using as my main current account for many years. Never had any issues. Great customer service Reviewed on: 31st January 2023

Great saving tools

Monzo is a big help with their saving pots I’ve managed to save a lot more with Monzo than a standard saving account. Would highly recommend Reviewed on: 30th January 2023

Great app based banking

The app is really easy to use and it's easy to see your categorised spending. The pots are a good feature too, for making budgets. Reviewed on: 30th January 2023

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