Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Monzo is my favourite bank... ever!

5
Such a nice little app providing access to simple, straight forward banking. Reviewed on: 7th February 2023
Mike A's avatar
Mike A

User friendly

5
App is user friendly and helps me track spending Reviewed on: 7th February 2023
Miriam N.'s avatar
Miriam N.

Makes banking clearer and... fun?

5
Somehow I'm drawn to the Monzo app, rather than dragging myself to it. It's reliable, it's easy to navigate and if I'm still unsure about something there's usually some clear info to help me understand. Reviewed on: 6th February 2023
John Pearse's avatar
John Pearse

Great company where the customer matter

5
Easy to use app for all banking needs. Great exchange rates abroad and great support. Reviewed on: 6th February 2023
Christopher Merriman's avatar
Christopher Merriman

Simple budgeting

5
I love how easy Monzo makes banking. From seeing your transactions and transferring money to budgeting and saving Monzo have thought about it all! Reviewed on: 6th February 2023
Becca's avatar
Becca

Great

5
Easy, fast, does what I want done. Reviewed on: 6th February 2023
Cameron's avatar
Cameron

Simple and helpful

5
Love the app because there are so many functionalities to save, request money , share expenses etc and it’s just great! Reviewed on: 6th February 2023
rakelgud90@gmail.com's avatar
[email protected]

Wouldn't bank with anyone else

5
So easy to and feel safe. Customer service is unmatched. Go Monzo!!! Reviewed on: 6th February 2023
Rebecca McDonald's avatar
Rebecca McDonald

Excellent

5
Literally the future, I don't understand how older banks are still open! Reviewed on: 6th February 2023
Gareth Pugsley's avatar
Gareth Pugsley

Great product but slowly losing its edge

4
I really like Monzo. I have the paid Plus account with virtual cards and more features. It's a great product overall. However, there are 2 issues. Not having a website really is limiting. It would be very convenient to be able to access my account on a bigger screen, export directly to my computer etc. The second issue is that the support has been getting progressively worse over the years. I used to get very personal responses to my queries but now it just seems my request gets passed along and I get more generic answers. Hopefully this improves over time. Reviewed on: 6th February 2023
Keeyan's avatar
Keeyan

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill