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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Excellent app, easy to use, great benefits and new features all the time

I have used Monzo for several years now and love the products they offer. The app is so easy to use, I can track my spending and they continuously rollout new features. I am so confident in the bank that I have my salary paid into it Reviewed on: 2nd February 2023

Perfect everyday bank

I love using monzo premium to have all my cards and credit cards expenditures at the same place. And budget my monthly spend with trends Reviewed on: 2nd February 2023

my worst banking experience

We had lots of problems with this bank, the app has a lot issues but the biggest problem is the tendency to lock your account and then demand that we provide a selfie video to unlock. Having withdrawn all my money I now find I can't close my account unless I provide another selfie video, fat chance I'll ever do that lol. Reviewed on: 2nd February 2023

Monzo is easy and uncomplicated to use!

Monzo is really easy and simple to use for everyday purchases Reviewed on: 2nd February 2023

Amazing detail, slightly lacking saving options

I love the functionality of monzo, the analysis and trends are a big help especially in this cost of living crisis. Monzo is great for overseas spending and being able to easily split and expenses with another person. The only thing I think it lacks if decent interest rates such as a regular saver or cashback that other banks offer Reviewed on: 1st February 2023

The new bank experience!

Monzo have the most user friendly experience, sign up online with just a video. Send and request money immediately and easily. Budget, and spend abroad with ease. Online banks are the way forward! Reviewed on: 1st February 2023

Easy budget management

App makes it easy to keep to budget on spending, save money in pots and send and receive transfers Reviewed on: 1st February 2023

Perfect

Great for using abroad, sharing bills, joint accounts Reviewed on: 1st February 2023

Easy App

Easy to use banking app and helpful advice Reviewed on: 1st February 2023

Easy to use

Easy to use app and a reliable customer service. Reviewed on: 31st January 2023

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