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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Best

5
Love it! Using it everyday! This has been my main account for a long time. Reviewed on: 8th February 2023
Rajitha Hasith's avatar
Rajitha Hasith

Been a customer since I came to UK

5
Have been a customer for 4 years now. I love Monzo. The app and speed everything happens at is amazing. I have no reason to change Reviewed on: 8th February 2023
Scott Orton's avatar
Scott Orton

Excellent bank

5
Love monzo, so easy to use. I particularly like how you can send money easily to people in your contact list and a simple link to those you don't know. Reviewed on: 8th February 2023
Anonymous's avatar
Anonymous

Great app

5
A great banking app which is very intuitive Reviewed on: 8th February 2023
JB's avatar
JB

Fantastic banking app for all round

5
I have had a monzo online bank account for years now and it is great. The best thing about it is that you can use it for free abroad in 99% of the world and get the best bank exchange rate when withdrawing. It is so easy to use and it offers great interest rates on its savings account. It's a no brainer if you are someone who is well travelled and wants a safe and great value banking app. Reviewed on: 8th February 2023
Abbie W's avatar
Abbie W

Brilliant Banking App

5
So easy to use and to manage money and savings into pots! Reviewed on: 8th February 2023
kmlong@hotmail.co.uk's avatar
[email protected]

Easy banking app which has become my main account

5
Everything about my Monzo account is user friendly and has changed the way I budget helping me with saving money during the cost of living crisis Reviewed on: 8th February 2023
Carys Webster's avatar
Carys Webster

Easy to use app with many features

5
The app is great for providing an overview of my spending and allows for categorisation, round-up saving, and making payments from savings pots. Reviewed on: 8th February 2023
Jon Morgan's avatar
Jon Morgan

Great company, great app

5
Other banks scramble to catch up with monzo when it comes to ease of use and app features Reviewed on: 8th February 2023
Peter Maguire's avatar
Peter Maguire

So useful

5
I use Monzo to save in the little pots which are so handy! It’s nice to see the pots grow and be able to pay directly from one when I need to. Reviewed on: 8th February 2023
SA's avatar
SA

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