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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing Bank

5
Amazing Bank - been with Monzo since 2019. A forward thinking company that advances using customer feedback! Reviewed on: 8th February 2023
Anonymous's avatar
Anonymous

Makes life simple and easy

5
After high street banking for years. Monzo is a breath of fresh air. They simplify everything making it so easy to manage and track your spending. Speaking to the right people is quick and easy without the faff. Reviewed on: 8th February 2023
Bradley Graham's avatar
Bradley Graham

Best bank account

5
Best bank account I have ever used. Reviewed on: 8th February 2023
shaun's avatar
shaun

Amazing Monzo

5
Everything from opening my account , running it , Monzo make it easy banking , great App and regular updates. I just love Monzo. Reviewed on: 8th February 2023
Timus's avatar
Timus

Best bank

5
Pots, loans and round ups. Very good service. Waiting for Monzo mortgages. Reviewed on: 8th February 2023
Bothwell Kabayira's avatar
Bothwell Kabayira

Amazing

5
Best current account out there, would highly recommend Reviewed on: 8th February 2023
Ollie hutchings's avatar
Ollie hutchings

Amazing bank

5
Very helpful and modern bank with very good budgeting features Reviewed on: 8th February 2023
skrpe's avatar
skrpe

Reliable, fast and futuristic

5
It’s the best bank account I’ve ever opened, and the only one I use day-to-day. In 3 years I’ve only had to contact them twice and received great customer service within minutes. Highly recommended Reviewed on: 8th February 2023
Oscar Bunting's avatar
Oscar Bunting

Fabulous and easy!

5
Such a light-hearted and impressive means to banking. A breath of fresh air in this day and age. Reviewed on: 8th February 2023
Jim Rastall's avatar
Jim Rastall

What a great service!

5
When I first joined Monzo it was for the bight orange card! Little did I know that a few years later I've signed up for the Metal card and upped my account! It's so easy, everything is in the app and the service is just next level. Create virtual cards, loans, overdrafts all simple and fantastic to use. I'd give it 10 stars if I could! Reviewed on: 8th February 2023
James Waters's avatar
James Waters

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