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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,406 reviews, last reviewed 19th May 2026
79% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Better than old school banks

5
Getting my account setup for my trip abroad was a lot easier than other current accounts I’ve used in the past. Also the features and how great it is to use abroad, all accounts should be like this! Reviewed on: 8th February 2023
Jake Bartliff's avatar
Jake Bartliff

So easy to set up and use, it's miles ahead of the dinosaur banks!

5
A brilliant bank fit for the modern world. Real-time notifications on spend, alerts, notifications that are useful, ability to link in other accounts, separate spend into pots, track trends in spending, have your salary paid in early, great rates when travelling abroad, the list goes on and on. Reviewed on: 8th February 2023
Daniel Spalding's avatar
Daniel Spalding

How banking should be

5
Effortless, featureful, a joy to use. I actually do find myself recommending it to people. I've become a bank geek. Only slight negative is that new features go to paid tiers only Reviewed on: 8th February 2023
phill's avatar
phill

Great

5
Excellent Bank that is focused on helping their customers Reviewed on: 8th February 2023
Oyediran Ojo's avatar
Oyediran Ojo

Monzo is my favourite bank... ever!

5
Such a nice little app providing access to simple, straight forward banking. Reviewed on: 7th February 2023
Mike A's avatar
Mike A

User friendly

5
App is user friendly and helps me track spending Reviewed on: 7th February 2023
Miriam N.'s avatar
Miriam N.

Makes banking clearer and... fun?

5
Somehow I'm drawn to the Monzo app, rather than dragging myself to it. It's reliable, it's easy to navigate and if I'm still unsure about something there's usually some clear info to help me understand. Reviewed on: 6th February 2023
John Pearse's avatar
John Pearse

Great company where the customer matter

5
Easy to use app for all banking needs. Great exchange rates abroad and great support. Reviewed on: 6th February 2023
Christopher Merriman's avatar
Christopher Merriman

Simple budgeting

5
I love how easy Monzo makes banking. From seeing your transactions and transferring money to budgeting and saving Monzo have thought about it all! Reviewed on: 6th February 2023
Becca's avatar
Becca

Great

5
Easy, fast, does what I want done. Reviewed on: 6th February 2023
Cameron's avatar
Cameron

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