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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Easy banking app which has become my main account

Everything about my Monzo account is user friendly and has changed the way I budget helping me with saving money during the cost of living crisis Reviewed on: 8th February 2023

Easy to use app with many features

The app is great for providing an overview of my spending and allows for categorisation, round-up saving, and making payments from savings pots. Reviewed on: 8th February 2023

Great company, great app

Other banks scramble to catch up with monzo when it comes to ease of use and app features Reviewed on: 8th February 2023

So useful

I use Monzo to save in the little pots which are so handy! It’s nice to see the pots grow and be able to pay directly from one when I need to. Reviewed on: 8th February 2023

Great bank

Although a 100% mobile bank Monzo is straightforward, quick and easy banking. I would recommend it for sending money fast and for budgeting and saving. Reviewed on: 8th February 2023

Easy, clear, supportive

Incredibly easy to use current account and understand the app. Lots of helpful hints/tips in the FAQs and on Monzo’s socials (which is also excellent for realist and humorous content!). Great customer support in place. Lots of security safety built in to protect your account/information but not daunting. Lots of different options to manage your money available Reviewed on: 8th February 2023

Great

Good company, happy to use their products and I have for a long time. Reviewed on: 8th February 2023

Amazing!

I use monzo to help me organise my finances and save money. Its so helpful, I'm thrilled to bits with it. Reviewed on: 8th February 2023

Easy to use

Easy to use app and navigation. Help is just a click away, great customer service, they're fast and efficient. Reviewed on: 8th February 2023

Easy account

I've been using Monzo for year and it has replaced my main account for every day operations. Reviewed on: 8th February 2023

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