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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best app in the business & Rock solid reliability

5
No other fintechs come close and high Street banks are laughable in comparison... Reviewed on: 8th February 2023
NC's avatar
NC

Definitely recommend

5
Solid bank, plenty of features and really easy to use Reviewed on: 8th February 2023
Oimikeyvx's avatar
Oimikeyvx

Great bank

5
Great online bank with gestures to suit everyone. Just wish they did child accounts from 13 years + Reviewed on: 8th February 2023
Sean's avatar
Sean

Easy to use

5
Easy to use app, good banking site to work with, with lots of extras Reviewed on: 8th February 2023
Leah's avatar
Leah

The best

5
Flawless banking. Everything happens with in an instant and super safe and secure. Hands down best bank out there. Reviewed on: 8th February 2023
CharlieKennedy's avatar
CharlieKennedy

Fantastic

5
Just amazing. Flexible. Easy. Modern. Exactly what banking needs. Reviewed on: 8th February 2023
Matt's avatar
Matt

can't be beaten

5
Monzo retain their advantage over traditional banks with no arcane systems or processes to deal with. Banking with Monzo is streamlined, quick and efficient. It seems that Monzo are still one step ahead with the feature stakes with plans for massive improvements on 2023! Reviewed on: 8th February 2023
Paul nolan's avatar
Paul nolan

Simple, fun banking

5
Brilliant modern bank with ability to do most things in the app rather than call a customer service number Reviewed on: 8th February 2023
Danny Rowson's avatar
Danny Rowson

!!!

5
Very easy to use, love pay early feature! Customer service always at hand whenever you need them Reviewed on: 8th February 2023
chantellemarie1998@icloud.com's avatar
[email protected]

Fast, modern, easy.

5
The app is leagues ahead of any other modern banking app. Fantastic support, and great features. Reviewed on: 8th February 2023
Joe Moses's avatar
Joe Moses

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