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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

79% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing bank

Very helpful and modern bank with very good budgeting features Reviewed on: 8th February 2023

Reliable, fast and futuristic

It’s the best bank account I’ve ever opened, and the only one I use day-to-day. In 3 years I’ve only had to contact them twice and received great customer service within minutes. Highly recommended Reviewed on: 8th February 2023

Fabulous and easy!

Such a light-hearted and impressive means to banking. A breath of fresh air in this day and age. Reviewed on: 8th February 2023

What a great service!

When I first joined Monzo it was for the bight orange card! Little did I know that a few years later I've signed up for the Metal card and upped my account! It's so easy, everything is in the app and the service is just next level. Create virtual cards, loans, overdrafts all simple and fantastic to use. I'd give it 10 stars if I could! Reviewed on: 8th February 2023

Best

Love it! Using it everyday! This has been my main account for a long time. Reviewed on: 8th February 2023

Been a customer since I came to UK

Have been a customer for 4 years now. I love Monzo. The app and speed everything happens at is amazing. I have no reason to change Reviewed on: 8th February 2023

Excellent bank

Love monzo, so easy to use. I particularly like how you can send money easily to people in your contact list and a simple link to those you don't know. Reviewed on: 8th February 2023

Great app

A great banking app which is very intuitive Reviewed on: 8th February 2023

Fantastic banking app for all round

I have had a monzo online bank account for years now and it is great. The best thing about it is that you can use it for free abroad in 99% of the world and get the best bank exchange rate when withdrawing. It is so easy to use and it offers great interest rates on its savings account. It's a no brainer if you are someone who is well travelled and wants a safe and great value banking app. Reviewed on: 8th February 2023

Brilliant Banking App

So easy to use and to manage money and savings into pots! Reviewed on: 8th February 2023

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