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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Budgeting brilliance

5
The monzo app is full of fantastic features to help me budget effectively and save for the things that matter to me. Reviewed on: 9th February 2023
Jamie Nobbs's avatar
Jamie Nobbs

Just Amazing

5
Fantastic service, if you need an overdraft you get immediately not a day or two later and you can adjust super easily, you get a running total of much the overdraft will cost and when it will be charged The saving pots are super handy and easy to use too! Reviewed on: 9th February 2023
Daniel Francis's avatar
Daniel Francis

Just love it

5
Have been using Monzo pretty early into their development and honestly cannot recommend them enough, they’ve seen me through paying off my student overdraft to saving a great amount for someone with my income. Pots, round-up, categories, the innovation and tools for monzo are unbeatable Reviewed on: 9th February 2023
roedeigan@outlook.com's avatar
[email protected]

Best bank and budget manage app ever

5
After been with monzo for five years, and i've to say the functionality monzo provided is out standing. keep going! Reviewed on: 9th February 2023
Altino's avatar
Altino

Best Bank!

5
So easy to do everything from the app, no faffing with having to go into a branch - Love it! Reviewed on: 9th February 2023
Anoop's avatar
Anoop

Great app and functions

5
Been with Monzo for two years and it's a great experience. Trends really helps to manage my finances Reviewed on: 9th February 2023
Albert's avatar
Albert

A joy to use

5
Using the app is seamless, quick and everything is there for your everday banking needs. Even customer support has proven reliable. Reviewed on: 9th February 2023
Alec Trentini's avatar
Alec Trentini

Easy, simple, helpful tools

5
Looking for a better, more intuitive way of managing money. Came from nationwide using a card reader to this has been game changing. Never looked back. Reviewed on: 9th February 2023
Mg0055's avatar
Mg0055

Friendly and considerate company with great products

4
Have exceptionally good lines of communication Reviewed on: 8th February 2023
Andrew Kyei's avatar
Andrew Kyei

Lots of great features

5
I've recently upgraded to the Plus account as the additional features (custom categories, showing transactions from other accounts) are a great addition to the existing features, which are so much better than what traditional banks offer. Reviewed on: 8th February 2023
Gemma King's avatar
Gemma King

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