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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Simply Fantastic

5
Such a good bank that I've recommended to so many friends Reviewed on: 15th February 2023
Stuart's avatar
Stuart

Great bank

5
Monzo bank have a great UI and it's easy to understand and follow, very innovative. Reviewed on: 15th February 2023
MrHorseYT's avatar
MrHorseYT

Amazing

5
I couldn't possibly think of a better current account. Thanks, Monzo! Reviewed on: 15th February 2023
Peter's avatar
Peter

Great bank for travel

5
As someone who travels a fair bit I find it an inconvenience to change my money. Monzo is great for travelling because I can use it as normal. I like how it says what the cost was in pounds too. Reviewed on: 14th February 2023
ajbuc2001@gmail.com's avatar
[email protected]

Amazing customer service

5
Easy to use app with great savings pots and amazing instant notifications Reviewed on: 13th February 2023
Rohan Padmanabhan's avatar
Rohan Padmanabhan

Best bank

5
Early payday function are definitely best feature of monzo. Its the most convenient bank even they got no branches Reviewed on: 12th February 2023
Bene Kiss's avatar
Bene Kiss

The best of the best!

5
My first and best personal bank account which helps me everyday and everywhere. Reviewed on: 11th February 2023
Anonymous's avatar
Anonymous

Love my app banking - good standard customer service

5
When I first joined Monzo I lost a no card and had to travel to New York the day after- they invited me to their office that day to pick up a new card and fast tracked everything- I will never forget that first class experience - I love the easy access pots - it’s revolutionised my budgeting etc - my grandmother could do this it’s so easy and convenient- no other bank comes close to this Reviewed on: 10th February 2023
Hannah Freeman's avatar
Hannah Freeman

Unrivalled

5
Perfection. My favourite account. Love the features, love the ease, love the security, love the people who make it so great. Here’s to the future! Reviewed on: 9th February 2023
Aaron Brian Chadwick's avatar
Aaron Brian Chadwick

Quick and simple

5
A good account with plenty of options like overdraft, flex payments, early pay days etc. Reviewed on: 9th February 2023
Ryan Taylor's avatar
Ryan Taylor

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