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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

can't be beaten

Monzo retain their advantage over traditional banks with no arcane systems or processes to deal with. Banking with Monzo is streamlined, quick and efficient. It seems that Monzo are still one step ahead with the feature stakes with plans for massive improvements on 2023! Reviewed on: 8th February 2023

Simple, fun banking

Brilliant modern bank with ability to do most things in the app rather than call a customer service number Reviewed on: 8th February 2023

!!!

Very easy to use, love pay early feature! Customer service always at hand whenever you need them Reviewed on: 8th February 2023

Fast, modern, easy.

The app is leagues ahead of any other modern banking app. Fantastic support, and great features. Reviewed on: 8th February 2023

Amazing Bank

Amazing Bank - been with Monzo since 2019. A forward thinking company that advances using customer feedback! Reviewed on: 8th February 2023

Makes life simple and easy

After high street banking for years. Monzo is a breath of fresh air. They simplify everything making it so easy to manage and track your spending. Speaking to the right people is quick and easy without the faff. Reviewed on: 8th February 2023

Best bank account

Best bank account I have ever used. Reviewed on: 8th February 2023

Amazing Monzo

Everything from opening my account , running it , Monzo make it easy banking , great App and regular updates. I just love Monzo. Reviewed on: 8th February 2023

Best bank

Pots, loans and round ups. Very good service. Waiting for Monzo mortgages. Reviewed on: 8th February 2023

Amazing

Best current account out there, would highly recommend Reviewed on: 8th February 2023

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