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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Easy, flexible and great bank

5
Monzo has robust features that you need nowadays, e.g. writing comments on transfers (a bit plus) and categorisation. Customer service is great and friendly especially for an 82 year old grandmother! Awesome and ethical bank. Reviewed on: 15th February 2023
Steve Gruppetta's avatar
Steve Gruppetta

How banking should be in the 21st century

5
Monzo's app is brilliant - just how banking should be in this day and age. Fast, sleek, and you can get anything you want done easily with little faff, all the while keeping everything secure without silly things like card readers. Other banks should take note, because they are fast being left behind. Reviewed on: 15th February 2023
Dino's avatar
Dino

It gets better...

5
They're always improving on their current offerings and listening to their customers. Reviewed on: 15th February 2023
danhew's avatar
danhew

Excellent bank

5
Excellent banking app which makes managing money so much easier. Tried traditional bank for a few months and realised I was doing more in excel to manage money than when I was with monzo Reviewed on: 15th February 2023
Nick Vidamour's avatar
Nick Vidamour

Love Monzo!

5
Monzo has helped me to understand my money like no other bank has done before! Reviewed on: 15th February 2023
J's avatar
J

Best product in the UK by far

5
Seriously slick and smooth product Reviewed on: 15th February 2023
Casey Rain's avatar
Casey Rain

Not quite perfect but edging closer

4
Missing a few functions such as cheque imaging and would be perfect if we had post office banking Reviewed on: 15th February 2023
Ian Gillespie's avatar
Ian Gillespie

Easy to use app with plenty of features

4
App works well, have replaced my separate budgeting app with it. Could use more features/customisation but improvements come all the time. Reviewed on: 15th February 2023
fasdfasdfasd's avatar
fasdfasdfasd

Amazing bank that listens

5
Can't fault Monzo at all - they have an amazing app that is constantly evolving, their Flex product is superb and I really feel like they care about making banking work for me and instilling joy in the experience. Reviewed on: 15th February 2023
Matt's avatar
Matt

Best bank

5
Monzo has the best intuitive features Reviewed on: 15th February 2023
Adrie's avatar
Adrie

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