Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

View other Monzo products

4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

A joy to use

Using the app is seamless, quick and everything is there for your everday banking needs. Even customer support has proven reliable. Reviewed on: 9th February 2023

Easy, simple, helpful tools

Looking for a better, more intuitive way of managing money. Came from nationwide using a card reader to this has been game changing. Never looked back. Reviewed on: 9th February 2023

Friendly and considerate company with great products

Have exceptionally good lines of communication Reviewed on: 8th February 2023

Lots of great features

I've recently upgraded to the Plus account as the additional features (custom categories, showing transactions from other accounts) are a great addition to the existing features, which are so much better than what traditional banks offer. Reviewed on: 8th February 2023

The best app in the business & Rock solid reliability

No other fintechs come close and high Street banks are laughable in comparison... Reviewed on: 8th February 2023

Definitely recommend

Solid bank, plenty of features and really easy to use Reviewed on: 8th February 2023

Great bank

Great online bank with gestures to suit everyone. Just wish they did child accounts from 13 years + Reviewed on: 8th February 2023

Easy to use

Easy to use app, good banking site to work with, with lots of extras Reviewed on: 8th February 2023

The best

Flawless banking. Everything happens with in an instant and super safe and secure. Hands down best bank out there. Reviewed on: 8th February 2023

Fantastic

Just amazing. Flexible. Easy. Modern. Exactly what banking needs. Reviewed on: 8th February 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Account
from permanent tsb 0.00 from 0 reviews
Current Account
from Clydesdale Bank 3.61 from 61 reviews
123 Current Account (discontinued)
from Santander 4.16 from 1275 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3174 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub