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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best bank so far Ive managed to save so much with the pots and round ups

5
I’ve never had any issues with Monzo, excellent customer service. My money is safe and I’ve saved money with pots and round ups. I’ve also been able to budget my money better month to month Reviewed on: 15th February 2023
Lisa 's avatar
Lisa

Revolutionary Featureset

5
Superb bank with a revolutionary set of features and some nifty IFTTT integrations that make savings fun and easy. Reviewed on: 15th February 2023
Nick's avatar
Nick

Loved up

5
I joined Monzo about 5 years ago. Skeptical at first. But with high street branches closing at record speed - went ‘full Monzo’ over 2 years ago. Their free account packed full of free features helped me take control of my spending. Budget section on the account helped see how I spent my money and I felt more in control. Pots function allows to save up for multiple things at the same time and separate my money without having several individual accounts. I feel that Monzo sets you up to succeed and save money. It’s allowed me to have a healthy relationship with money. Reviewed on: 15th February 2023
Lucy Webber's avatar
Lucy Webber

Great

4
Excellent service and great interface Reviewed on: 15th February 2023
Eilis Cassidy's avatar
Eilis Cassidy

My preferred bank

5
Monzo allows savings pots and for me to receive my wages a day earlier which is really helpful Reviewed on: 15th February 2023
Crisstell 's avatar
Crisstell

Still the best

5
Despite a few niggles, Monzo is by far the best Current Account available. Reviewed on: 15th February 2023
David Walton's avatar
David Walton

How banking should be

5
Straightforward and easy to use, this is how all banks should be operated. Reviewed on: 15th February 2023
Yatin Vadhia's avatar
Yatin Vadhia

The bank of the future

5
If you don't know already, this is the bank of the future. More features and customisability than you've ever heard of for a bank account and app. Nothing more needs to be said. Reviewed on: 15th February 2023
Adam's avatar
Adam

A* Monzo

5
Best Bank has helped me manage and pay off debt and be able to have money left at the end of the month before next pay Day. Reviewed on: 15th February 2023
Natasha Tarr's avatar
Natasha Tarr

Empowering people to be in control of their finances

5
Monzo has gone from strength to strength with its offerings for customers. I've never been in so control of my finances thanks to Monzos ability to bring everything together in one place. The budgeting and savings tools are super easy to use but very powerful! Reviewed on: 15th February 2023
Andyg68uk's avatar
Andyg68uk

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