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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The best of the best!

My first and best personal bank account which helps me everyday and everywhere. Reviewed on: 11th February 2023

Love my app banking - good standard customer service

When I first joined Monzo I lost a no card and had to travel to New York the day after- they invited me to their office that day to pick up a new card and fast tracked everything- I will never forget that first class experience - I love the easy access pots - it’s revolutionised my budgeting etc - my grandmother could do this it’s so easy and convenient- no other bank comes close to this Reviewed on: 10th February 2023

Unrivalled

Perfection. My favourite account. Love the features, love the ease, love the security, love the people who make it so great. Here’s to the future! Reviewed on: 9th February 2023

Quick and simple

A good account with plenty of options like overdraft, flex payments, early pay days etc. Reviewed on: 9th February 2023

Budgeting brilliance

The monzo app is full of fantastic features to help me budget effectively and save for the things that matter to me. Reviewed on: 9th February 2023

Just Amazing

Fantastic service, if you need an overdraft you get immediately not a day or two later and you can adjust super easily, you get a running total of much the overdraft will cost and when it will be charged The saving pots are super handy and easy to use too! Reviewed on: 9th February 2023

Just love it

Have been using Monzo pretty early into their development and honestly cannot recommend them enough, they’ve seen me through paying off my student overdraft to saving a great amount for someone with my income. Pots, round-up, categories, the innovation and tools for monzo are unbeatable Reviewed on: 9th February 2023

Best bank and budget manage app ever

After been with monzo for five years, and i've to say the functionality monzo provided is out standing. keep going! Reviewed on: 9th February 2023

Best Bank!

So easy to do everything from the app, no faffing with having to go into a branch - Love it! Reviewed on: 9th February 2023

Great app and functions

Been with Monzo for two years and it's a great experience. Trends really helps to manage my finances Reviewed on: 9th February 2023

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