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Monzo: Current account reviews

View other Monzo products
4.93
Based on 19,406 reviews, last reviewed 19th May 2026
82% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Not quite perfect but edging closer

4
Missing a few functions such as cheque imaging and would be perfect if we had post office banking Reviewed on: 15th February 2023
Ian Gillespie's avatar
Ian Gillespie

Easy to use app with plenty of features

4
App works well, have replaced my separate budgeting app with it. Could use more features/customisation but improvements come all the time. Reviewed on: 15th February 2023
fasdfasdfasd's avatar
fasdfasdfasd

Amazing bank that listens

5
Can't fault Monzo at all - they have an amazing app that is constantly evolving, their Flex product is superb and I really feel like they care about making banking work for me and instilling joy in the experience. Reviewed on: 15th February 2023
Matt's avatar
Matt

Best bank

5
Monzo has the best intuitive features Reviewed on: 15th February 2023
Adrie's avatar
Adrie

Simply Fantastic

5
Such a good bank that I've recommended to so many friends Reviewed on: 15th February 2023
Stuart's avatar
Stuart

Great bank

5
Monzo bank have a great UI and it's easy to understand and follow, very innovative. Reviewed on: 15th February 2023
MrHorseYT's avatar
MrHorseYT

Amazing

5
I couldn't possibly think of a better current account. Thanks, Monzo! Reviewed on: 15th February 2023
Peter's avatar
Peter

Great bank for travel

5
As someone who travels a fair bit I find it an inconvenience to change my money. Monzo is great for travelling because I can use it as normal. I like how it says what the cost was in pounds too. Reviewed on: 14th February 2023
ajbuc2001@gmail.com's avatar
[email protected]

Amazing customer service

5
Easy to use app with great savings pots and amazing instant notifications Reviewed on: 13th February 2023
Rohan Padmanabhan's avatar
Rohan Padmanabhan

Best bank

5
Early payday function are definitely best feature of monzo. Its the most convenient bank even they got no branches Reviewed on: 12th February 2023
Bene Kiss's avatar
Bene Kiss

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