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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

How banking should be

Straightforward and easy to use, this is how all banks should be operated. Reviewed on: 15th February 2023

The bank of the future

If you don't know already, this is the bank of the future. More features and customisability than you've ever heard of for a bank account and app. Nothing more needs to be said. Reviewed on: 15th February 2023

A* Monzo

Best Bank has helped me manage and pay off debt and be able to have money left at the end of the month before next pay Day. Reviewed on: 15th February 2023

Empowering people to be in control of their finances

Monzo has gone from strength to strength with its offerings for customers. I've never been in so control of my finances thanks to Monzos ability to bring everything together in one place. The budgeting and savings tools are super easy to use but very powerful! Reviewed on: 15th February 2023

Easy, flexible and great bank

Monzo has robust features that you need nowadays, e.g. writing comments on transfers (a bit plus) and categorisation. Customer service is great and friendly especially for an 82 year old grandmother! Awesome and ethical bank. Reviewed on: 15th February 2023

How banking should be in the 21st century

Monzo's app is brilliant - just how banking should be in this day and age. Fast, sleek, and you can get anything you want done easily with little faff, all the while keeping everything secure without silly things like card readers. Other banks should take note, because they are fast being left behind. Reviewed on: 15th February 2023

It gets better...

They're always improving on their current offerings and listening to their customers. Reviewed on: 15th February 2023

Excellent bank

Excellent banking app which makes managing money so much easier. Tried traditional bank for a few months and realised I was doing more in excel to manage money than when I was with monzo Reviewed on: 15th February 2023

Love Monzo!

Monzo has helped me to understand my money like no other bank has done before! Reviewed on: 15th February 2023

Best product in the UK by far

Seriously slick and smooth product Reviewed on: 15th February 2023

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