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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Helpful and self explanatory

5
Love all the options Monzo gives. Everything is so straightforward and if there should be a problem they are available to help Reviewed on: 16th February 2023
Caroline's avatar
Caroline

Incredible App

5
Really helps me manage my finances with different pots to store my money. The early payment for salaried pay is also amazing! Reviewed on: 16th February 2023
Sam Ellis's avatar
Sam Ellis

Super babk

5
Excellent service, excellent app, Reviewed on: 16th February 2023
Jane's avatar
Jane

Amazing

5
Best consumer banking app ever, efficient, offers lots of time saving, can easily track spending, user friendly, intuitive, reliable and just really great. Reviewed on: 16th February 2023
Hannah 's avatar
Hannah

Never any issues

5
Been using them for a joint account with my partners for 5+ years and never had any issues. App is amazing and sleek, with loads of useful tools others don't have. Reviewed on: 16th February 2023
Claire G's avatar
Claire G

Keeps on getting better

5
Every few months, I notice that Monzo's app is improving. They respond to customer feedback and make sure that all the painpoints are resolved transparently Reviewed on: 16th February 2023
S Leo's avatar
S Leo

I love Monzo

5
Trends has made my life so much easier! Reviewed on: 16th February 2023
pandacat's avatar
pandacat

Brilliant bank.

5
Brilliant bank. Better than the high street banks. Reviewed on: 16th February 2023
Lee Hayles's avatar
Lee Hayles

Best Bank Ever!

5
Porbably one of the best banks in britain at the moment, focused on what customers want with their forum, they get feedback and ideas from the forum and actually impliment them. the Plus teir of the paid subscriptions is so worth it, but premium isnt really worth it unless you like supporting monzo (like me) Reviewed on: 16th February 2023
Darryl Hannington's avatar
Darryl Hannington

Great bank

5
Changed from a large bank to divert my money away from fossil fuels and arms trading, and really glad I did. Far more user friendly experience Reviewed on: 16th February 2023
ClaireA's avatar
ClaireA

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