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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best bank around!

I have been with Monzo since 2017 and went "full Monzo" in 2021. I haven't looked back since, they offer great services and their customer support has always been flawless for me Reviewed on: 16th February 2023

Monzo, best bank ever

It’s amazing how this platform is design with care and passion. Reviewed on: 16th February 2023

Banking as it should be

The new features Monzo are releasing are just what we need to get things interesting again. Banking as it should be Reviewed on: 15th February 2023

Very poor business in all aspects.

I have been a Monzo customer since the early days as a keen fintech follower and Nonzo just goes from bad to worse. Nickel and diming customers at every turn with charges for everything, slow non existent customer service, if you can get it since they hide the ‘contact customer service’ button purposely, bad attitude from staff, why people rate them I have no idea. Reviewed on: 15th February 2023

The best bank so far Ive managed to save so much with the pots and round ups

I’ve never had any issues with Monzo, excellent customer service. My money is safe and I’ve saved money with pots and round ups. I’ve also been able to budget my money better month to month Reviewed on: 15th February 2023

Revolutionary Featureset

Superb bank with a revolutionary set of features and some nifty IFTTT integrations that make savings fun and easy. Reviewed on: 15th February 2023

Loved up

I joined Monzo about 5 years ago. Skeptical at first. But with high street branches closing at record speed - went ‘full Monzo’ over 2 years ago. Their free account packed full of free features helped me take control of my spending. Budget section on the account helped see how I spent my money and I felt more in control. Pots function allows to save up for multiple things at the same time and separate my money without having several individual accounts. I feel that Monzo sets you up to succeed and save money. It’s allowed me to have a healthy relationship with money. Reviewed on: 15th February 2023

Great

Excellent service and great interface Reviewed on: 15th February 2023

My preferred bank

Monzo allows savings pots and for me to receive my wages a day earlier which is really helpful Reviewed on: 15th February 2023

Still the best

Despite a few niggles, Monzo is by far the best Current Account available. Reviewed on: 15th February 2023

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