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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

My go to bank !

5
Been using monzo since 2018. A bank that provides me with a seamless customer experience. I feel I can rely on Monzo , have had no security issues and I can always get in touch with someone when I have questions. Reviewed on: 16th February 2023

Simply the best!

5
Easy to understand and use of dashboard. Reviewed on: 16th February 2023

easy to use, smart

4
makes budgeting so much easier! really user friendly app, no complaints so far Reviewed on: 16th February 2023

Easy to use and keep track of money

5
Easy to use, keep track of money. Easy flexible overdraft facility, good rates for holidays. Reviewed on: 16th February 2023

So easy to use!

4
Lifechangingly easy to track spending, send money, save. Reviewed on: 16th February 2023

Amazing and inclusive

5
I have had a great service with Monzo and feel like they deserve this reward! Reviewed on: 16th February 2023

Love Monzo!

5
I’ve used monzo for years and it’s so useful especially when going on holiday or sending money to friends :) Reviewed on: 16th February 2023

Great product

5
Monzo is such a great user friendly app Reviewed on: 16th February 2023

Really good bank

5
Monzo is the best bank and offers great visibility and control of my finances. Reviewed on: 16th February 2023

East, smart way to bank

5
I love Monzo, especially the app. It is easy to use and stylish. Reviewed on: 16th February 2023

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