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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I love Monzo

Trends has made my life so much easier! Reviewed on: 16th February 2023

Brilliant bank.

Brilliant bank. Better than the high street banks. Reviewed on: 16th February 2023

Best Bank Ever!

Porbably one of the best banks in britain at the moment, focused on what customers want with their forum, they get feedback and ideas from the forum and actually impliment them. the Plus teir of the paid subscriptions is so worth it, but premium isnt really worth it unless you like supporting monzo (like me) Reviewed on: 16th February 2023

Great bank

Changed from a large bank to divert my money away from fossil fuels and arms trading, and really glad I did. Far more user friendly experience Reviewed on: 16th February 2023

Super user friendly bank App

Love Monzo! Makes banking and managing money fun and easy. Been with them for 5 years and just love all the features the have including money pots, the option to flex payments and the ease of requesting a loan or adjusting overdraft limits. Reviewed on: 16th February 2023

Brilliant app

Fantastic app with instant notifications, rich transaction info, and spending analysis. Makes staying on top of your money so much easier than with other banks Reviewed on: 16th February 2023

Fantastic banking

Love everything about Monzo, I've now gone full Monzo Reviewed on: 16th February 2023

good for budgeting and sorting out your finances

monzo is by far the best bank to suit my needs , with the various different pots it ensures that the money for bills and direct debits is kept aside and not spent which for me is a big bonus Reviewed on: 16th February 2023

The most simple and friendliest account

I moved to Monzo from one of the big banks last year, and I’ve never regretted it. The simplicity of the opening to help me manage my money is amazing. Knowing where my money is going is so invaluable, and helping me save so much! Reviewed on: 16th February 2023

Monzo is the best!

Monzo has brilliant features for saving and budgeting. Their ethos as a company is amazing. Second to none customer service. Reviewed on: 16th February 2023

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