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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Brilliant

5
Monzo is the only bank I know people get excited to talk about. That’s special. Reviewed on: 16th February 2023
Joy Blu's avatar
Joy Blu

Monzo is absolutely ace.

5
Since signing up for Monzo I've never looked back. The app is slick, it's so easy to get support in-app, and I have so much better control over every aspect of my money. They continue to deliver great new features; in fact, with the new Flex card I won't need my legacy bank at all anymore. Monzo keep delivering! Reviewed on: 16th February 2023
James's avatar
James

Quick, easy and convenient

5
Great bank, quirky features, convenient, quick customer service Reviewed on: 16th February 2023
Musarrat's avatar
Musarrat

Best bank ever

5
I love everything about Monzo. Especially splitting bills and requesting payments. Reviewed on: 16th February 2023
Kirsty Peters's avatar
Kirsty Peters

Great modern bank

5
Bank that actually puts the customer and innovation first Reviewed on: 16th February 2023
Tanya's avatar
Tanya

Excellent

5
Great account features and customer service Reviewed on: 16th February 2023
Fairy's avatar
Fairy

decent

4
good product - would recommend to mates Reviewed on: 16th February 2023
Srimukessh Subramanian's avatar
Srimukessh Subramanian

Easy peasy to use. Exactly what a bank account should be.

5
Used it abroad recently with great rates and customer service. Reviewed on: 16th February 2023
Bradford Bantam's avatar
Bradford Bantam

They continue to deliver on new exciting features

5
Despite growing and maturing as a company, Monzo continues to innovate in the space with new current account features and design. They also standout for their customer service and PR. I rave about monzo to those who will listen and when they inevitably switch over, they’re happier than wherever they were before. Every time. Reviewed on: 16th February 2023
Elliot's avatar
Elliot

Brilliant App and very User Friendly

5
Very easy to use. Great for budgeting, and organising finances using the pots too! Reviewed on: 16th February 2023
THEO's avatar
THEO

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