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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The future of banking

5
Monzo is the future of banking. Their customer service is outstanding, products are fantastic, easy to use app and the best part is you’re in control of your money. Goodbye high street banks Reviewed on: 18th February 2023
Steve's avatar
Steve

Monzo is always the best

5
It’s the best app by far. It’s not only secure, but also easy to use. I love getting notifications for my transactions. It categorises my payments so I can better understand my spending. It’s honestly the best Reviewed on: 18th February 2023
Nina Rafieifar's avatar
Nina Rafieifar

Easy and reliable

5
Everything is doable on the app with ease Reviewed on: 17th February 2023
Catherine Ryan's avatar
Catherine Ryan

Super easy and reliable

5
Well designed app, expansive suite of features. Amazing customer service Reviewed on: 17th February 2023
Fall Out Ben's avatar
Fall Out Ben

used to be good, now lacking!

2
With the introduction of banks such as Chase, offering really competitive interest rates and rewards - Monzo has now lost its shine. I prefer the Monzo app, over the likes of Chase - but its product is now lacking!! Reviewed on: 17th February 2023
Joe's avatar
Joe

Just keeps getting better

5
The great thing about Monzo is that it's always evolving to give you more tools to manage your money, whereas traditional banks still lag far behind. It has made managing my money so much easier. I rarely have any issues but when I do, Customer service has been excellent. It really is in another league. Reviewed on: 17th February 2023
James Haworth's avatar
James Haworth

Easy, effortless banking

5
Monzo revolutionised banking. They made it so simple to transfer money Reviewed on: 17th February 2023
Anna Cooper's avatar
Anna Cooper

Best bank ever

5
Best bank ever!!! Who'd have thought a bank could make my life easier when it comes to finance!? Reviewed on: 17th February 2023
Abi's avatar
Abi

Wish I'd used them sooner

5
The best bank account ever! The app is so simple to use and u can get paid a day early Reviewed on: 16th February 2023
Hazel Willcox's avatar
Hazel Willcox

Frictionless banking as it should be

5
I can track any and every metric I need to. How much I’ve spent, how much I’ve got left to spend and how my spending compares with last year. Reviewed on: 16th February 2023
Ben H's avatar
Ben H

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