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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19406 reviews)

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4.93

Based on 19,406 reviews, last reviewed 19th May 2026

82% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great Bank with great service

Love Monzo. Help me keep my finances on track, simple to use and great customer service Reviewed on: 16th February 2023

Monzo for the win!

I’ve been a Monzo customer for the past 5 years and switching to them was the best decision I made! Every customer service experience I’ve had has been friendly, helpful and polite. I think Monzo is the best bank and have encouraged all my friends and family to use them! Reviewed on: 16th February 2023

Amazing bank

I have been with monzo from when they first launched their current account as a beta, I truly like monzo bank it has helped me budget from day one, before using monzo I use to be bad with my finances and now as they expand their product offerings some of their products are really useful like their flex, and some of the features in the account like pots helps me save for rainy day funds, car funds, and lastly their customer service is top notch, if I have any issues, regardless if I'm in holiday or in workplace I send a message and their friendly customer service representative replies, it always gets resolved no matter what the query is. I truly recommend monzo to all my friends and family. Reviewed on: 16th February 2023

amazing service

great service helps me budget towards all my goals Reviewed on: 16th February 2023

My go to bank !

Been using monzo since 2018. A bank that provides me with a seamless customer experience. I feel I can rely on Monzo , have had no security issues and I can always get in touch with someone when I have questions. Reviewed on: 16th February 2023

Simply the best!

Easy to understand and use of dashboard. Reviewed on: 16th February 2023

easy to use, smart

makes budgeting so much easier! really user friendly app, no complaints so far Reviewed on: 16th February 2023

Easy to use and keep track of money

Easy to use, keep track of money. Easy flexible overdraft facility, good rates for holidays. Reviewed on: 16th February 2023

So easy to use!

Lifechangingly easy to track spending, send money, save. Reviewed on: 16th February 2023

Amazing and inclusive

I have had a great service with Monzo and feel like they deserve this reward! Reviewed on: 16th February 2023

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